USDA VS FHA in Lehigh-Acres, Lee County, FL

For 2025, in Lehigh-Acres, Lee county, FL, the USDA loan limit is $315,100, while the FHA boundary for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the required income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best matches your financial situation.

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Loan Limits and Down Payment Needs for 2025 in Lehigh-Acres, Lee, FL

Loan Type Loan Limit Down Payment
USDA $315,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Loan Options with USDA and FHA in Lehigh-Acres, FL

Lendersa® is dedicated to quickly and efficiently securing the best USDA or FHA loan for you. Choose one of three initial pathways to connect with suitable lenders and USDA programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in FL

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is targeted for rural areas. It contrasts with FHA loans, which need a minimum 3.5% down payment, as no down payment is needed for USDA loans.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Season Funding, Inc.
  • 16551 Vellano Club Drive, Chino Hills, CA, 91709
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Centerpointe Financial Inc.
  • 14455 Spring Crest Drive, Chino Hills, CA, 91709
  • We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
  • SoCal Pacific Real Estate Services
  • 5861 Pine Ave, Chino Hills, CA, 91709
  • SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pacific Tech Financial
  • 4594 Saint Andrews Drive, Chino Hills, CA, 91709
  • At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • City Fund Mortgage Lending
  • 4195 Chino Hills Parkway, Suite 469, Chino Hills, CA, 91709
  • City Fund Mortgage began with a clear vision of ethical lending and quality service. With over a century of combined lending experience amongst our team, a vast array of loan product offerings, and an emphatic commitment to superior customer service, the company has managed to stay competitive in an ever changing
  • J Bee Home Loans
  • 13362 Emerald Way, Chino Hills, CA, 91709
  • JBee Home Loans is a growing residential mortgage lender in California built on a proven track record as a long-time industry leader. The Los Angeles-based company, founded by Joel & Jill Burlingame, specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
  • Canyon Realty
  • 996 S Brianna Way, Anaheim, CA, 92808
  • Canyon Realty, a Real Estate Brokerage based in Anaheim Hills, CA. We serve all of Southern California, specializing in beautiful Orange County! For buyers, you'll find a great search page to see what is currently out there on the market as well as detailed neighborhood information.
  • Meridox Mortgage
  • 8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
  • Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.