USDA Vs. FHA Pro and Con comparison in Lehigh-Acres, Lee County, FL

In 2025, USDA loan limit in Lehigh-Acres, county of Lee, FL is $315,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lehigh-Acres, county of Lee, FL

Loan Type Loan Limit Down payment
USDA $315,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lehigh-Acres, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Colin Barr, Mortgage Broker
  • 2340 S Arlington Heights Rd, Arlington Heights, IL, 60005
  • Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
  • Tiger Financial Services Inc
  • 2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005
  • Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • Gabriels Community Credit Union
  • 1901 E Michigan Avenue, Lansing, MI, 48912
  • At Gabriels Community Credit Union. In 1957 a small group of parishioners joined together in the spirit of cooperation to offer members personal financial services. From this humble beginning, Resurrection Parish Credit Union was born. Over the years the Credit Union has grown up with the community
  • Quail Creek Bank, National Association
  • 12201 North May Avenue, Oklahoma City, OK, 73120
  • Quail Creek Bank, is a community bank with local ownership. We have been serving the Oklahoma City metro and surrounding areas since 1974. While maintaining a single location. Up-to-date technology and services have allowed us to serve a greater population than walls can define..
  • First Liberty Bank OKC and Norman
  • 9601 N May Avenue, Oklahoma City, OK, 73120
  • As a young bank in Oklahoma established in October of 2006, we are committed to three great challenges: improving our customer's lives, creating a positive work environment, and fulfilling the need to contribute to a strong, vibrant community. There are plenty of banks in Oklahoma - even plenty in the country, but we strive to be more.
  • Highpoint Community Bank
  • 150 West Court Street, Hastings, MI, 49058
  • Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
  • Thornapple Credit Union
  • 202 E Woodlawn Avenue, Hastings, MI, 49058
  • Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.