USDA Vs. FHA your options comparison in Lehigh-Acres, Lee County, FL
For 2025, in Lehigh-Acres, Lee county, FL, the USDA loan limit is $315,100, while the FHA boundary for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, identifying the required income, credit level, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding in determining which program in best matches your financial situation.
Loan Limits and Down Payment Needs for 2025 in Lehigh-Acres, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan Options with USDA and FHA in Lehigh-Acres, FL
Lendersa® is dedicated to quickly and efficiently securing the best USDA or FHA loan for you. Choose one of three initial pathways to connect with suitable lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is targeted for rural areas. It contrasts with FHA loans, which need a minimum 3.5% down payment, as no down payment is needed for USDA loans.
Sunray Mortgage For too many years, mortgages have been a burden for most self-employed home buyers. Big banks are slow and often don’t understand the unique income situations of self-employed, 1099 contractors, or small business owners. Smaller mortgage lenders and brokers don’t have the loan products to satisfy your complex lending needs
Homeric Mortgage changing the way people think of getting a mortgage. A simple, savvy & hassle-free way to get a mortgage that is guided by heart. We don’t spend millions of dollars on marketing or have unnecessary layers of management & costs. It’s simplified by focusing on the customer’s best interest.
Avondale Private Lending is a group of private lenders that loans money to professional home builders, developers and remodelers. Our borrowers choose to work with us because we are much faster than banks, have lower down payment requirements, and we don’t have the fees or requirements that you see from many hard money lenders.
There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.
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