FHA Vs. USDA loan program for Gateway, Lee County, Florida

In 2025, USDA loan limit in Gateway, county of Lee, FL is $376,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gateway, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(781) 245-4924 1259 miles Lender's profile and map Reviews Pioneer Mortgage Corp 40 Salem Street, Building 1, Lynnfield, MA, 01940 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(603) 930-5706 1259 miles Lender's profile and map Reviews Best Rate Mortgage & Equity Group, LLC 80 South Street, Suite 6, Milford, NH, 03055 After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
(603) 590-2222 1259 miles Lender's profile and map Reviews Brian Springmann Home Loans LLC 69 Quarry Circle, Milford, NH, 03055 As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
(603) 595-7699 1259 miles Lender's profile and map Reviews Alpha Mortgage & Financial Services Inc 142 Main Street, Suite 219, Nashua, NH, 03060 Alpha Mortgage & Financial Services, Inc. and her staff have 25 + years experience in Finance, Real Estate, and helping borrowers acquire homeownership. Efstathia's mission is to serve her customers with honesty, integrity and competence and Her goal is to provide Residential & Commercial Financing to her clients.
(978) 272-2088 1259 miles Lender's profile and map Reviews Nextgen Mortgage, Inc 20 Trafalgar Square, Suite 626, Nashua, NH, 03063 Nextgen Mortgage, Inc., is a leading mortgage broker in New England focused on getting our clients the best savings possible. We do not charge application fees, rate lock fees and there are no upfront costs, whatsoever. If we cannot get your loan approved and closed, we do not make a penny.
(978) 276-3322 1260 miles Lender's profile and map Reviews Patriot Mortgage Company Inc. 4 Lowell Road, Suite 11, North Reading, MA, 1864 Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.
(978) 532-1385 1260 miles Lender's profile and map Reviews Peabody Municipal Federal Credit Union 12 Chestnut Street, Peabody, MA, 01960 The Peabody Municipal FCU is a nonprofit organization independent of the City of Peabody. Credit Union is owned and operated by its members to encourage savings and to provide funds for member needs at competitive rates. and also Peabody Municipal Federal Credit Union is dedicated to providing competitive financial products and superior service to
(978) 531-5767 1260 miles Lender's profile and map Reviews Luso American Credit Union 37 Tremont Street, Peabody, MA, 01960 Luso American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.
(508) 326-9348 1260 miles Lender's profile and map Reviews Miller Mortgage, LLC 515 Lowell Street, Suite 1, Peabody, MA, 01960 Miller Mortgage is a licensed mortgage broker in Massachusetts & New Hampshire.Located Boston in Peabody, MA our mission is to provide the best customer service & secure the lowest mortgage interest rates from our lending partners.Our volume enables us to procure very low mortgage rates and flexible programs in the Massachusetts and New Hampshire.
(920) 684-0361 1260 miles Lender's profile and map Reviews UnitedOne Credit Union 1117 South 10th Street, Manitowoc, WI, 54220 UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.
(920) 320-2209 1260 miles Lender's profile and map Reviews Holy Family Memorial Credit Union 2300 Western Avenue, Manitowoc, WI, 54220 Holy Family Memorial Credit Union was chartered in 1961. We are a closed chartered credit union for Holy Family Memorial Medical Center. Our mission is to meet our membership’s financial needs through quality service at the best value while maintaining financial stability. We look to be here for our members now and for many years to come.