USDA Loan Vs. FHA loan pro & con for Gateway, Lee County, FL

In 2025, USDA loan limit in Gateway, county of Lee, FL is $376,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gateway, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(316) 264-9163 1199 miles Lender's profile and map Reviews Catholic Family Federal Credit Union 717 N Socora Street, Wichita, KS, 67212 Catholic Family Federal Credit Union (CFFCU) was established in 1947 as St. Joseph Federal Credit Union. CFFCU is a full-service financial institution serving individuals, their immediate family members and organizations that are members, employees, volunteers, students, alumni or sponsored groups of affiliated Catholic parishes, schools.
(316) 462-1341 1199 miles Lender's profile and map Reviews Regent Financial Group, Inc 10209 W Central Ave, Suite 1, Wichita, KS, 67212 "Regent is dedicated to providing exceptional customer service while assisting our clients in finding the right mortgage loan product. Our use of cutting edge technology sets us apart from the competition. The combination of technology with superior customer service ensures that our clients receive the very best our industry has to offer.
(989) 453-3113 1199 miles Lender's profile and map Reviews Thumb National Bank and Trust 7254 Michigan Avenue, Pigeon, MI, 48755 Thumb Bank & Trust has been providing customers with fast, efficient, outstanding service for over one hundred years. Whether we are the new face in your town or an old friend you can count on, know that we believe in building for the future. At Thumb Bank & Trust we actively participate in the communities we serve and strive to meet the challenges
(580) 438-2223 1199 miles Lender's profile and map Reviews Cleo State Bank 202 South Square, Cleo Springs, OK, 73729 The Cleo State Bank is the oldest Bank in Major County, Oklahoma. It was chartered in 1900 and has been serving individuals and local businesses in Northwest Oklahoma for over 100 years. The Cleo State Bank is locally owned and operated. With over 200 years of combined experience, our team is focused on serving our communities.
(319) 895-8835 1199 miles Lender's profile and map Reviews Mount Vernon Bank and Trust Company 206 First Street West, Mount Vernon, IA, 52314 "Mount Vernon Bank & Trust Company adheres to these values by providing personal and business banking customers the banking services they need with the quality service they deserve. Because Mount Vernon Bank & Trust Company works locally, financial decisions, large and small, can be made quickly to improve your banking experience. Mount Vernon
(319) 895-8200 1199 miles Lender's profile and map Reviews Bridge Community Bank 302 Hwy 1 SE, Mount Vernon, IA, 52314 Community Bank with locations in Mechanicsville, Mount Vernon & Solon Iowa. Bridge Community Bank is happy to help you with all your banking needs, from deposit accounts, IRA, CDs, business products, commercial & personal loans, mortgage loans, to our BCB Investment Services. Along with banking business,
(785) 359-6533 1200 miles Lender's profile and map Reviews Bank of Denton 510 Main, Denton, KS, 66017 The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
(401) 603-3732 1200 miles Lender's profile and map Reviews Cornerstone Commercial Capital Warwick Neck Ave, Warwick, RI, 02889 Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,
(608) 882-5200 1200 miles Lender's profile and map Reviews UNION BANK & TRUST COMPANY PO Box 409, Evansville, WI, 53536 Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager. In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.
(401) 737-6655 1200 miles Lender's profile and map Reviews Advanced Mortgage Corp 2220 Plainfield Pike, Suite 213, Cranston, RI, 02921 Advanced Mortgage Corp. you get support and expert guidance from experienced licensed loan professionals. Local Loan Officers who know the ins and outs of the RI marketplace. You get the option of working with a select network of local professionals like Real Estate Agents, Attorneys, appraisers.
(866) 466-9232 1200 miles Lender's profile and map Reviews Pursuit 50 Beaver Street, Suite 500, Albany, NY, 12207 Our mission is to provide businesses with affordable small business loans and resources so that they can reach higher, transform and grow. Our mission guides our lending. When you work with us, you’ll have access to a community-focused small business lender that is 100% invested in providing the best possible loan for you now, and in the future.