USDA Vs. FHA your options comparison in Alva, Lee County, FL
For the year 2025, the USDA loan limit in Alva, located within Lee county, FL, is set at $376,000. In contrast, the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial situation in .
2025 Loan Limits and Downpayment Requirements in Alva, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Alva, FL
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and seamlessly. Begin with one of three pathways that connect you to matching lenders and USDA loan opportunities.
A USDA home loan is a mortgage option guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, providing more accessible financing for eligible buyers.
For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow.
CapFed® employees are True Blue and take pride in their work
The Niagara Wheatfield Federal Credit Union was chartered by NCUA on October 28th 1960. Our original charter was for employees and elected members of the Board of Education of the Niagara Wheatfield Central School District #1 who worked in Niagara County, New York; employees of the credit union; members of their immediate families.
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