USDA Vs. FHA your options comparison in Alva, Lee County, FL
For the year 2026, the USDA loan limit in Alva, located within Lee county, FL, is set at $376,000. In contrast, the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial situation in .
2026 Loan Limits and Downpayment Requirements in Alva, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Alva, FL
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and seamlessly. Begin with one of three pathways that connect you to matching lenders and USDA loan opportunities.
A USDA home loan is a mortgage option guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, providing more accessible financing for eligible buyers.
Serving 14 counties in Northwest Iowa, with offices in Cherokee, Ida Grove, and Sheldon, North Star Community Credit Union is your full-service financial institution. Offering everything from savings, checking, share certificates, loans, mortgages and more, North Star Community Credit Union is your one-stop for all your financial needs.
Since 1888, we have been focused on serving Cherokee and the surrounding communities by being there for our customers. We’ve been there through recessions and depressions, in lean times and the good. As a truly independent and locally owned bank, we’ve built our foundation on thinking and acting on what’s best in the long-term for our customers.
First State Bank was established almost as soon as the town of Hordville started. The bank’s charter is dated September 10, 1906. The building materials were all hauled from Stromsburg by team and wagon. While the building was in progress, the bank operations were transacted in the drug store building as was the post office.
With a variety of financial services to meet your needs, First Community Bank is certain to have the solution you're looking for. Whether it's a checking account, a car loan, or a place to watch your money grow, our bank is the place for you.
Locations in Beemer, Fremont, Bancroft & Homer Nebraska
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
We are a community owned and operated bank serving Delta County in Michigan's beautiful Upper Peninsula. Baybank Corporation is located in Gladstone, MI, United States and is part of the Depository Credit Intermediation Industry. Baybank Corporation has 32 total employees across all of its locations
First National Bank in Gladstone was established on August 14, 1916. Five years later, a quote from the "Delta County Reporter" reflected on the bank's practice of "modern banking methods in which the public is given the benefits of all accommodations in which safety and conservative management will permit.
