USDA Vs. FHA your options comparison in Alva, Lee County, FL
For the year 2025, the USDA loan limit in Alva, located within Lee county, FL, is set at $376,000. In contrast, the FHA limit for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator gives you a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your unique financial situation in .
2025 Loan Limits and Downpayment Requirements in Alva, Lee, FL
Loan Type
Loan Limit
Down Payment
USDA
$376,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Alva, FL
The aim of Lendersa® is to provide you with the most suitable USDA or FHA loan quickly and seamlessly. Begin with one of three pathways that connect you to matching lenders and USDA loan opportunities.
A USDA home loan is a mortgage option guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available solely in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment, providing more accessible financing for eligible buyers.
Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley.
We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
CAF Financial Services, LLC specializes in providing mortgage services to its clients, including home purchases, standard refinancing, debt consolidation home loans, FHA home mortgages, commercial mortgages, and much more. From pre-approval to closing, our team of mortgage specialists assists clients throughout the entire process.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
Simplending Financial is a leader in the private lending space. We keep the process fast and simple, curating a top tier customer service experience. Simplending focuses on growing long-term relationships and conducting business as a partner. We share a vested interest- as your success is the foundation of our business.
Mortgage Loan Stuff provides objective insights, expertise, and unparalleled collaboration to help the customers confidently face their financial future. We are dedicated to attracting a variety of professionals that share the common value of collaboration. Our proven track record of implementation is driven by creating
We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.
