USDA and FHA Pro and Con in Port-St.-Lucie, St. Lucie County, FL
For 2025, the USDA loan limit within Port-St.-Lucie, situated in the county of St. Lucie, FL, is established at $305,400. In contrast, the FHA cap for a single-family home is set at $381,800.
Utilize the Lendersa® USDA loan calculator to examine current USDA versus FHA rates and ascertain the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a simultaneous view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most appropriate program for your individual financial scenario in .
Loan Limits and Down Payment Needs for 2025 in Port-St.-Lucie, FL, St. Lucie County
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Port-St.-Lucie, FL
At Lendersa®, our mission is to secure for you the most advantageous USDA or FHA loan quickly and smoothly. Choose one of the three initiation points that lead to finding compatible lenders and suitable USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
94 S Highland Avenue, Suite 2901, Tarpon Springs, FL, 34689
At Castle Rock Funding we strive to be the best lender that understands client’s diverse mortgage needs conveys traditional fiscal responsibility & provide loans based on today’s ever changing banking climate. We strive to provide value added benefit thru our streamlined processes to clients looking for loans that are needed thru different stages.
110 Athens Street, Suite K, Tarpon Springs, FL, 34689
Sunshine State Home Loans, LLC is perfect for any mortgage needs, you may have. If you'd like to know the rate which you qualify for, apply online, and we will give you an accurate assessment. Our mission is to help you with all your mortgage needs. We will use our expertise to find the right program for you.
10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
"Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
including conventional, reverse, and government mortgage loans. They are dedicated to fair and
equitable lending practices and offering the best opportunities for every potential homeowner"
"We help take the Stress out of the Mortgage process. Purchases, Refinance, Investor specials. Free consultation, low rates with fast Stress Less Closings.
Experienced Owner with a demonstrated history of working in the mortgage industry. Skilled in Sales, Risk Management, and Training."
Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
Direct Lending Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
6710 Embassy Blvd, Suite 202, Port Richey, FL, 34668
C2 Financial Corporation is one of the nation’s largest mortgage brokers, home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide and employ several of Scotsman’s Top 500 loan originators in the country. In addition, we were recently ranked in the Top 20 Best Companies to Work
The principle of this company has been in the Mortgage Industry for over 40 Years. We specialize in placing mortgages for self employed and people with minimal credit. Flagler Mortgages is a Full service mortgage broker. Programs available to suit all needs and profiles including FHA and VA. When the bank says no, call us.
800 Belle Terre Pkwy, Suite 200-117, Palm Coast, FL, 32164
We are located in beautiful Palm Coast, FL & if you are considering a reverse mortgage, We would be more than happy to visit with you in the privacy of your home & provide you with a free, no obligation, consultation. You will learn about how the process works, the various strategies available & have the opportunity to address all of your questions
Cedric Stubbs committed to easing your concerns and addressing all of your mortgage needs. I provide personalized guidance and direction regarding a variety of financing options, empowering you with the knowledge and resources you need. Get in touch today to start making smarter choices regarding mortgages.
Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
