USDA Loan Vs. FHA loan pro & con for Port-St.-Lucie, St. Lucie County, FL

In 2025, USDA loan limit in Port-St.-Lucie, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Port-St.-Lucie, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(423) 875-6955 611 miles Lender's profile and map Reviews Scenic Community Credit Union 4503 Hixson Pike, Hixson, TN, 37343 We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
(888) 505-3809 611 miles Lender's profile and map Reviews TAHARRKA ENTERPRISES LLC 5001 COLUMBIA ST, NEW ORLEANS, LA, 70126 In addition to conventional commercial financing such as Fannie/Freddie and HUD, we offer creative financing for business owners looking to purchase or get working capital to start or grow a business. We offer creative financing for all industries and verticals and everything is negotiable. Amounts starting at $1M - $1B.
(504) 362-1235 611 miles Lender's profile and map Reviews URBAN HOUSING MORTGAGE & REALTY GROUP, LLC 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058 Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
(504) 265-6515 611 miles Lender's profile and map Reviews NOLA Hard Money Services LLC 325 Manhattan Blvd, Harvey, LA, 70058 NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
(336) 644-9944 611 miles Lender's profile and map Reviews Bank of Oak Ridge 8050 Fogleman Rd, Oak Ridge, NC, 27310 Established in 2000, Bank of Oak Ridge is a community bank dedicated to delivering Spectacularly Local banking. With Triad locations in Oak Ridge, Greensboro, High Point and Summerfield, North Carolina, we focus on providing personalized, convenient banking services close to home and work
(504) 246-6675 611 miles Lender's profile and map Reviews Bourgeois & Associates Mortgage, LLC 8050 Crowder Blvd, Suite A, New Orleans, LA, 70127 At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(423) 745-9789 612 miles Lender's profile and map Reviews First Financial OF TENNESSEE HOME LOANS, LLC 913 Congress Pkwy N, Suite 100, Athens, TN, 37303 First Financial OF TENNESSEE HOME LOANS, LLC, we understand that buying a new home or refinancing an existing mortgage is one of the most important decisions an individual or couple can make. That’s why it is our goal to serve communities by offering the best programs with the most competitive rates. Customer satisfaction is our number one goal.
(865) 453-2650 612 miles Lender's profile and map Reviews SmartBank 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863 SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
(504) 280-6496 613 miles Lender's profile and map Reviews UNO Federal Credit Union 2000 Lakeshore Drive, New Orleans, LA, 70148 Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
(504) 671-2287 613 miles Lender's profile and map Reviews Coast Guard Employees Credit Union 500 Poydras Street, Room 1226, New Orleans, LA, 70130 Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
(504) 568-1192 613 miles Lender's profile and map Reviews Judicial and Justice Federal Credit Union 600 S Maestri Place, Room 801, New Orleans, LA, 70130 The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members. In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.