USDA Loan Vs. FHA loan pro & con for Port-St.-Lucie, St. Lucie County, FL

In 2025, USDA loan limit in Port-St.-Lucie, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Port-St.-Lucie, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 972-4955 514 miles Lender's profile and map Reviews THE PERPETUAL FINANCIAL GROUP, INC. 1325 Satellite Blvd NW, Building 1100, Suite 1120, Suwanee, GA, 30024 The Perpetual Financial Group, Inc. is a residential and commercial mortgage lender. We help consumers purchase & refinance residential property, and can also help businesses purchase owner occupied commercial property. We also work with investors for hard money/rehab loans. We are a licensed Mortgage Banker in Georgia & Tennessee.
(404) 849-4183 515 miles Lender's profile and map Reviews Bulldog Lending 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350 We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
(770) 552-9840 515 miles Lender's profile and map Reviews Community Loans of America, Inc 8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350 Our company is a leading provider of short-term consumer loans, operating since 1994. Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
(770) 518-2438 515 miles Lender's profile and map Reviews American United Mortgage Corporation 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350 American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
(678) 336-5200 515 miles Lender's profile and map Reviews TRISTONE FINANCIAL LLC 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350 Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.
(404) 954-1645 515 miles Lender's profile and map Reviews Mike's Mortgage Team 500 Northridge Road, Suite 120, Atlanta, GA, 30350 Mike’s Mortgage Team is licensed in Georgia, Florida, Viriginia and California. Our objective is to offer high-quality mortgage consultations to our clients, based on mutual trust and respect. We have discovered that many home buyers are put off by the intricacies of securing a mortgage and want their questions answered in a patient, caring manner
(404) 793-0776 515 miles Lender's profile and map Reviews Kindred Mortgage Group 555 North Point Center, 4th Floor, Suite 491, Alpharetta, GA, 30022 Kindred Mortgage Group is a mortgage broker in Atlanta Georgia specializing in personalized mortgage planning and mortgage financing for the unique needs of homebuyers, investors, realtors, CPAs and financial advisors seeking optimized mortgage solutions for their individual and business goals. We provide a diverse range of mortgage loan products
(678) 408-0166 515 miles Lender's profile and map Reviews SR Mortgage LLC 1100 Sterling Brooke Drive, Alpharetta, GA, 30022 SR Mortgage LLC is a mortgage broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored to individuals' goals and needs. broker company serving the mortgage needs for people of Georgia. We offer the best product and solutions tailored
(770) 330-2797 515 miles Lender's profile and map Reviews North Point Mortgage Advisors LLC 1185 Seale Drive, Alpharetta, GA, 30022 Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(678) 615-3732 515 miles Lender's profile and map Reviews Summerfield Mortgage LLC 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022 Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
(678) 549-1233 515 miles Lender's profile and map Reviews Magnum Home Loan 4640 Valais Court, Suite 204, Johns Creek, GA, 30022 Magnum Home Loan is one of the preferred brokers for the top ten lenders nationwide. We are partnered with many major investors/lending sources in the nation including Amerisave, MB Financial, NYCB, and United Wholesale Mortgage. The partnerships with many of the top lenders in the nation have enabled.