USDA Loan Vs. FHA loan for Port-St.-Lucie, FL 2025

In 2025, USDA loan limit in Port-St.-Lucie, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Port-St.-Lucie, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(918) 787-5900 Lender's profile and map Reviews Bank of Grand Lake 201 E. 18th Street, Grove, OK, 74344 Since 2005 we have been committed to the practice of serving our community. Originally established as The Bank of Grove, we operated as a single location establishment, before opening our second location. In 2017, we expanded our commitment by changing our name to the Bank of Grand Lake, and in 2018 we opened the doors to our Langley location.
(512) 859-2202 Lender's profile and map Reviews The Granger National Bank 201 West Davilla Street, Granger, TX, 76530 Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
(361) 241-7681 Lender's profile and map Reviews Charter Bank TX 10502 Leopard Street, Corpus Christi, TX, 78410 Charter Bank is located in Corpus Christi, TX, USA & is part of the Depository Credit Intermediation Industry.Charter Bank has 55 total employees across all of its locations & generates $42.03 million. Charter Bank is chartered under the laws of the State of Texas & by state law is subject to regulatory oversight by the Texas Department of Banking.
(361) 242-7827 Lender's profile and map Reviews STAR Financial Credit Union 10429 Leopard Street, Corpus Christi, TX, 78410 We are committed to creating life long relationships with our members through exceptional service and financial products. To become our members’ preferred partner for their everyday financial needs. STAR Financial Credit Union began in 1959 as a means to provide the employees of Pontiac Refinery.
(585) 567-4103 Lender's profile and map Reviews Allegany First Federal Credit Union 27 West Main Street, Fillmore, NY, 14735 Allegany First Federal Credit Union has been open since 1977. The credit union has assets totaling $21.28 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
7735528433 Lender's profile and map Reviews Boda Finance LLC 5164 East 81st Street 3rd Floor, Merrillville, IN, 46410 We at Boda Finance believe there is no deal that is too big to fund. From refinancing, to construction, and blanket loans, we focus on financing quickly and without hassle. If you are in need of a lending partner, look no further than Boda Finance LLC! We get you funded regardless of the market conditions!
(219) 736-5767 Lender's profile and map Reviews ProFinance Federal Credit Union 7700 Broadway, Merrillville, IN, 46410 ProFinance Federal Credit Union is a locally owned, nonprofit, community-focused credit union for the cities and towns of Merrillville, Gary, New Chicago,Portage, Hobart, Lake Station, and South Haven. Established in 1938, our financial institution has been proud to offer our members a complete array of financial services including debit
(219) 942-3377 Lender's profile and map Reviews Northern Indiana Federal Credit Union 8121 Grand Boulevard, Merrillville, IN, 46410 Northern Indiana FCU offers honest service, incredibly competitive rates and flexible terms on a variety of loans to fit your budget and lifestyle. If you have an existing loan with another lender, talk to us about refinancing. We may be able to help you reduce or lower your monthly payments
(800) 260-5183 Lender's profile and map Reviews Members Source CU 8580 Virginia Street, Merrillville, IN, 46410 Originally established as Northern Indiana Public Service Employees’ Federal Credit Union on August 27, 1935 we offered membership to a group of employees who worked for NIPSCO. In November 2006, we changed our name to Members Source Credit Union and expanded our membership. We now have more than 6,200 members
(219) 845-6040 Lender's profile and map Reviews Local 697 FCU 7200 Mississippi Street, Suite 400, Merrillville, IN, 46410 Founded in 1959 to serve regular and associate members of Local 697, International Brotherhood of Electrical Workers Local 697 Federal Credit Union is a member owned and operated financial institution guided by a five-member volunteer Board of Directors. Since then the Federal Credit Union has opened its membership to the employees
(708) 769-6690 Lender's profile and map Reviews A&M Mortgage Group 8585 Broadway, Suite 600, Merrillville, IN, 46410 A&M Mortgage Group is a mortgage broker with operations in two states. A&M Mortgage Group offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages. Since 2007 we have helped thousands of families get the best terms on their mortgage, and a truly enjoyable mortgage experience.