USDA and FHA Pro and Con in Port-St.-Lucie, St. Lucie County, FL
For 2025, the USDA loan limit within Port-St.-Lucie, situated in the county of St. Lucie, FL, is established at $305,400. In contrast, the FHA cap for a single-family home is set at $381,800.
Utilize the Lendersa® USDA loan calculator to examine current USDA versus FHA rates and ascertain the necessary income, credit score, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents a simultaneous view of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most appropriate program for your individual financial scenario in .
Loan Limits and Down Payment Needs for 2025 in Port-St.-Lucie, FL, St. Lucie County
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Port-St.-Lucie, FL
At Lendersa®, our mission is to secure for you the most advantageous USDA or FHA loan quickly and smoothly. Choose one of the three initiation points that lead to finding compatible lenders and suitable USDA loan programs.
The USDA home loan, supported by the government's Department of Agriculture, often referred to as the USDA rural development loan or USDA mortgage, is specifically available for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment at all.
2901 West Coast Highway, Suite 272-273, Newport Beach, CA, 92663
Platinum Lending Solutions As professional mortgage planners, we are here to provide you with a type of mortgage that it would be used as a tool to achieve your both short and long-term financial goals and eventually lead you to the creation of wealth.Based on the information that you provide, we will offer you customized mortgage.
215 Riverside Avenue, Suite 201, Newport Beach, CA, 92663
Iron Financial, Inc. headquartered in Newport Beach, CA is a respected, aggressive and professional banker within the mortgage industry. Whether you are a first time home buyer, looking to refinance or searching for details on a "short sale", Iron Financial, Inc. can answer your questions, accommodate your needs and give you the best program.
2901 West Coast Highway, Suite 350, Newport Beach, CA, 92663
At Rancho Vista Mortgage, our team shares a strong entrepreneurial mindset. We take great pride in delivering effective strategies to the communities we serve in an effort to provide savings made easy.
We have set out to revolutionize the mortgage industry by opening Rancho Vista Mortgage in 2003
CVM knows the complexities and moving parts that come with each real estate transaction. The Clear View Mortgage team has put the right people in place in help make financing stress free and efficient. Real Estate is a hands on service/experience. Bill and his team are dedicated to making sure that each and every client.
The Carver Group, Inc. is built on a foundation of integrity and trust. We are committed to providing you a high level of customer service as well as a competitive mortgage loan product that is structured for your individual need. We make the process of securing a mortgage straight forward and we guide you through the entire loan process.
3416 Via Oporto, Suite 301, Newport Beach, CA, 92663
Blackhawk Capital Group is an independent, licensed, full-service Real Estate Brokerage with Residential and Commercial acquisition funding facilities. Since 2005, Blackhawk Capital Group has served as a lead underwriter of both Commercial and Residential Real Estate backed transactions.
Southern California Mortgage, where we specialize in residential mortgages. At Southern California Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
625 Kings Road, Suite 850, Newport Beach, CA, 92663
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
414 31st Street, Suite B, Newport Beach, CA, 92663
NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
At RiverGold Financial Services Inc. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
