USDA Vs. FHA Pro and Con comparison in Fort-Pierce-North, St. Lucie County, FL
In 2025, USDA loan limit in Fort-Pierce-North, county of St. Lucie, FL is $305,400 while FHA limit is $381,800 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Fort-Pierce-North, county of St. Lucie, FL
Loan Type
Loan Limit
Down payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Fort-Pierce-North, FL
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
10200 E. Girard Ave, Suite B321, Denver, CO, 80231
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600 17th Street, Suite 2800 South, Denver, CO, 80022
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