USDA Vs. FHA Pro and Con comparison in Fort-Pierce-North, St. Lucie County, FL
For 2025, in Fort-Pierce-North, located in St. Lucie, FL, the USDA loan ceiling is $305,400, while the FHA limit for a single-family residence is $381,800.
Employ the Lendersa® USDA loan calculator to evaluate the best available USDA versus FHA rates today. Assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Fort-Pierce-North, St. Lucie, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Fort-Pierce-North, FL
Lendersa® is committed to getting you the optimal USDA or FHA loan swiftly and without hassle. Start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also termed a USDA rural development loan or mortgage, and is available only in rural areas. Whereas FHA loans require at least a 3.5% down payment, USDA loans do not require any down payment.
4100 E Virginia Beach Boulevard, Norfolk, VA, 23502
The Norfolk Fire Department FCU was originally founded by Mr. Frank Talley and chartered on April 28, 1940 and organized as a cooperative financial institution. The credit union was originally founded to provide Firefighters and their families with an alternative to high cost financial services, which were available only through banks at that time.
4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
One Columbus Center, Suite 600, Virginia Beach, VA, 23462
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
