USDA Vs. FHA Pro and Con comparison in Fort-Pierce-North, St. Lucie County, FL
For 2026, in Fort-Pierce-North, located in St. Lucie, FL, the USDA loan ceiling is $305,400, while the FHA limit for a single-family residence is $381,800.
Employ the Lendersa® USDA loan calculator to evaluate the best available USDA versus FHA rates today. Assess the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Fort-Pierce-North, St. Lucie, FL
Loan Type
Loan Limit
Down Payment
USDA
$305,400
0%
FHA
$381,800
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Opportunities in Fort-Pierce-North, FL
Lendersa® is committed to getting you the optimal USDA or FHA loan swiftly and without hassle. Start with one of three options that connect you with suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the U.S. Department of Agriculture, is also termed a USDA rural development loan or mortgage, and is available only in rural areas. Whereas FHA loans require at least a 3.5% down payment, USDA loans do not require any down payment.
2815 Forbs Ave, Suite 107-59, Hoffman Estates, IL, 60192
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
South Texas Federal Credit Union is a full service Financial institution established in 1952 in McAllen, TX. STFCU offers checking and savings, as well as CDs and IRAs, accounts to any resident of the Hidalgo County, but with 55, 000 ATMs nationwide for the convenience of our members.
Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.
2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.
Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mortgage Pros is a mortgage provider, supported by Directions Equity LLC, and based in McAllen TX. We provide residential financing for the purchase or refinancing of residential real estate.We’re a group of highly experienced mortgage professionals. Every team member has extensive mortgage experience and expertise.
