USDA Vs. FHA Pro and Con comparison in Safety-Harbor, Pinellas County, FL
In 2025, for the city of Safety-Harbor in Pinellas County, FL, the USDA loan limit is $0, whereas the FHA cap for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the optimal USDA versus FHA rates today. You can determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side to help you decide which program in best suits your particular financial circumstances.
2025 Loan Limits & Down Payment Requirements in Safety-Harbor, Pinellas County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Safety-Harbor, FL
Lendersa® is committed to providing you with the best USDA or FHA loan efficiently and without complication. Choose one of three paths to connect with matching lenders and USDA loan products.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loans offer zero down payment requirements.
At Main Line Mortgage LLC. We are a full-service mortgage company based in King of Prussia, PA. We specialize in First Time Home Loans and No Cost Home Loans in King of Prussia. We also serve the entire state of Pennsylvania and Florida. Whether you are buying a home or refinancing in PA or FL.
166 Allendale Rd., Suite 6, King Of Prussia, PA, 19406
As a residential mortgage broker, we do the research for you by shopping multiple investors to get you the best rate and program that will best suit your particular needs. As your trusted mortgage advisors with over 60 years of combined experience, we are well equipped to help you with first-time buyer programs like FHA and VA,
Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,
2019 Center Street, Suite 103, Cleveland, OH, 44113
Our mission is simple: to find the best mortgage for you. The one that suits your specific needs and fits your particular situation. Whether you’re purchasing a home or refinancing one you already own, we’re dedicated to finding the mortgage that will work for you. And we take pride in being a mortgage broker and NOT a lender.
Ohio’s First Class Credit Union (OFCCU) is a full service financial institution established in 1932, as Cleveland Postal Employees Credit Union (CPECU). It was the idea of several postal employees who came together because they wanted to help fellow postal employees. They pooled money together to make low interest loans to coworkers.
2921 Community College Avenue, Cleveland, OH, 44115
The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.
