USDA Vs. FHA Pro and Con comparison in Safety-Harbor, Pinellas County, FL
In 2025, for the city of Safety-Harbor in Pinellas County, FL, the USDA loan limit is $0, whereas the FHA cap for a single-family dwelling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the optimal USDA versus FHA rates today. You can determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side to help you decide which program in best suits your particular financial circumstances.
2025 Loan Limits & Down Payment Requirements in Safety-Harbor, Pinellas County, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loan Options in Safety-Harbor, FL
Lendersa® is committed to providing you with the best USDA or FHA loan efficiently and without complication. Choose one of three paths to connect with matching lenders and USDA loan products.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is only available in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loans offer zero down payment requirements.
4401 Belle Oaks Drive, Suite 210, North Charleston, SC, 29405
Peoples Bank Mortgage is a wholly-owned subsidiary of Peoples Bank in Mendenhall, Mississippi that has been in business since 1908. Peoples Bank Mortgage offers an array of mortgage loan products which suit each individual borrower’s requirements. Whether you are a first-time home buyer, refinancing your existing mortgage
CPM Federal Credit Union was formed in 1955 by employees of the Charleston Paper Mill. We started in an old construction shed and our mission back then was to make affordable loans and deliver exceptional service to the employees of the Mill and improve their financial wellbeing. Since that time CPM has grown to $520 million in assets.
4024 Salt Pointe Parkway, Suite A, North Charleston, SC, 29405
Carolina One Mortgage offers the promise of longevity and security along with a commitment to service excellence.
We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. Carolina One Mortgage offers hundreds of loan choices to our customers.
Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
2557 Ashley Phosphate, North Charleston, SC, 29418
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our mission is to serve our customers with honesty, integrity and competence.
89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
