USDA and FHA Pro and Con in Seffner, Hillsborough County, FL
In 2026, the USDA loan cap in Seffner, Hillsborough county, FL, is $336,500, while the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, determining necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in regions like Alabama for your financial scenario.
2026 Loan Limits and Downpayment Requirements in Seffner, Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Seffner, FL
The objective of Lendersa® is to swiftly connect you with the best available USDA or FHA loan without hassle. Choose one of three starting strategies that lead to matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.
Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
PowerNet Credit Union is the largest labor-based credit union in Florida and serves the Building and Construction Trade local Unions and their members throughout the state since 1961. Membership is open to all Florida building and Construction unions, their members, retirees as pensioners or annuitants of said local unions
Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610
Lends in Florida
Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
11007 North 56th Street, Suite 207, Tampa, FL, 33617
Lends in Florida
At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
