USDA and FHA Pro and Con in Tampa, Hillsborough County, FL
For the year 2026, within the city of Tampa, situated in Hillsborough county, FL, the USDA loan limit is established at $336,500, meanwhile, the FHA loan is capped at $472,030 for single-family homes.
You can utilize the Lendersa® USDA loan calculator to effectively compare current USDA and FHA rates. This will assist in determining the necessary income, credit score, reserve requirements, and documentation required for qualification. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision-making regarding the best program in for your specific financial conditions.
Details of 2026 Loan Limits and Down Payment Requirements in Tampa, County of Hillsborough, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Tampa, FL
The mission of Lendersa® is to seamlessly secure the most competitive USDA or FHA loan options promptly and without undue complexity. Initiate your search by choosing from one of three starting points that correlate with lenders and USDA loan schemes.
The USDA home loan is a government-guaranteed financing option backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural areas. In contrast, FHA loans require at least a 3.5% down payment, whereas the USDA mortgage loan remarkably requires no initial down payment at all.
11007 North 56th Street, Suite 207, Tampa, FL, 33617
Lends in Florida
At Melange Capital Investments LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
PowerNet Credit Union is the largest labor-based credit union in Florida and serves the Building and Construction Trade local Unions and their members throughout the state since 1961. Membership is open to all Florida building and Construction unions, their members, retirees as pensioners or annuitants of said local unions
Suncoast Credit Union is the largest credit union in the state of Florida, the ninth largest in the United States based on membership, and the 10th largest in the United States based on its $12.6 billion in assets. Chartered in 1934 as Hillsborough County Teachers Credit Union, Suncoast Credit Union currently operates 74 full-service branches
10150 Highland Manor Dr, Suite 200, Tampa, FL, 33610
Lends in Florida
Sistar Mortgage have today announced a partnership that will see the nationwide lender become the Presenting Partner of the upcoming series of Minor League Cricket Franchise Exhibition Matches. As part of the sponsorship, Sistar Mortgage will also have prominent branding on the playing shirts of all 24 Minor League
Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
Lends in Florida
Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
Lends in Florida
DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
