FHA Vs. USDA loan program for Tampa, Hillsborough County, Florida

In 2024, USDA loan limit in Tampa, county of Hillsborough, FL is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Tampa, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(513) 796-6020 http://www.queencitymortgage.net 782 miles Lender's profile and map Reviews Queen City Mortgage Company, LLC 8150 Corporate Park Dr, Suite 200, Cincinnati, OH, 45242 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(513) 791-2700 http://www.bestlowrates.com 782 miles Lender's profile and map Reviews McKinley Mortgage 4520 Cooper Road, Suite 301, Cincinnati, OH, 45242 McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley. We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
(513) 498-5626 https://www.rchomeloans.com/ 782 miles Lender's profile and map Reviews River City Mortgage 4555 Lake Forest Drive, Suite 450, Cincinnati, OH, 45242 River City Mortgage is a full service direct mortgage lender offering an easy, customized experience for each client. In the beginning, they grew steadily by staying abreast of daily market trends and partnering with lenders in neighboring states to service clients in the Tristate area.
513 247 0501 https://buildrealty.net 782 miles Lender's profile and map Reviews Build Realty 9468 Towne Square Ave Blue Ash, Cincinnati, OH, 45242 Build Realty is in the business of helping real estate investors of all experience levels maximize their return on investment while minimizing their risks. Specialties:- real estate, investing, Real estate investment strategic planning, property renovation, development, Hard money, Construction management, and Bridge financing
(513) 761-2251 https://www.humbertmortgage.com/ 782 miles Lender's profile and map Reviews Humbert Mortgage Inc 1250 Springfield Pike, Cincinnati, OH, 45215 Humbert Mortgage, Inc. is a family owned, local mortgage company with 30 years of experience. We look forward to helping your family find the perfect loan for your perfect home. We offer FHA loans, USDA loans, conventional mortgages, refinancing options and other programs to fit your needs. Don't worry about trying to find the best fit.
(877) 776-9722 https://www.mysummit.bank/ 782 miles Lender's profile and map Reviews Summit Center 300 North Main Street, Moorefield, WV, 26836 Summit Financial Group, Inc. is a $3.27 billion financial holding company headquartered in Moorefield, West Virginia. Summit provides community banking services primarily in the Eastern Panhandle, Southern & North Central regions of West Virginia, the Northern, Shenandoah Valley & Southwestern regions of Virginia and the Central region of Kentucky.
(513) 941-6675 https://presidentsfcu.org/ 783 miles Lender's profile and map Reviews President's Federal Credit Union 4135 State Route 128, Cleves, OH, 45002 Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.
(301) 863-7071 http://www.cpfcu.com 783 miles Lender's profile and map Reviews Cedar Point Federal Credit Union 22745 Maple Road, Lexington Park, MD, 20653 Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
(513) 385-5921 https://www.stjpcu.com/ 783 miles Lender's profile and map Reviews St. James Parish Credit Union 6195 Cheviot Road, Cincinnati, OH, 45247 St. James Parish Credit Union was founded in 1939. A number of volunteer Board of Directors and Officers have served for decades, providing continuity, direction and expertise for a sound institution. St. James Parish Credit Union is member-owned and a not-for-profit financial institution chartered by the State of Ohio.
(513) 574-3025 http://www.cincinnatifederal.com 783 miles Lender's profile and map Reviews Cincinnati Federal 6581 Harrison Ave, Cincinnati, OH, 45247 "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"