USDA and FHA Pro and Con in Tampa, Hillsborough County, FL
For the year 2025, within the city of Tampa, situated in Hillsborough county, FL, the USDA loan limit is established at $336,500, meanwhile, the FHA loan is capped at $472,030 for single-family homes.
You can utilize the Lendersa® USDA loan calculator to effectively compare current USDA and FHA rates. This will assist in determining the necessary income, credit score, reserve requirements, and documentation required for qualification. With our state-of-the-art mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision-making regarding the best program in for your specific financial conditions.
Details of 2025 Loan Limits and Down Payment Requirements in Tampa, County of Hillsborough, FL
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Tampa, FL
The mission of Lendersa® is to seamlessly secure the most competitive USDA or FHA loan options promptly and without undue complexity. Initiate your search by choosing from one of three starting points that correlate with lenders and USDA loan schemes.
The USDA home loan is a government-guaranteed financing option backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. This loan is exclusively available in rural areas. In contrast, FHA loans require at least a 3.5% down payment, whereas the USDA mortgage loan remarkably requires no initial down payment at all.
501 E Las Olas Blvd, Suite 300, Fort Lauderdale, FL, 33301
Our mission is to provide access and opportunity to investors of all experience levels seeking wealth through real estate. We are a private money lender, offering a friendlier service than traditional hard money lenders. Our process is faster and easier than that of banks and conventional lenders.
300 SE 2nd St, Suite 638, Fort Lauderdale, FL, 33301
Lendz Financial is a Lender Licensed in the State of Florida. Some products and services may not be available in all states. Credit and collateral are subject to review approval. Terms and conditions do apply. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to availability and may change without notice.
1512 E Broward Blvd #204A, Fort Lauderdale, FL, 33301
At Florida State Mortgage Group, Inc. we are proud to have built a legacy of diligence, professionalism, and customer-oriented business practices. Established in November 2006, the Group has provided tailored mortgage financing solutions in Florida to countless residents, property owners, developers, and maiden investors.
501 East Las Olas Blvd. 2nd & 3rd Floor, Fort Lauderdale, FL, 33301
Mortgage Direct is one of the most innovative retail mortgage brokerages in the USA lead by a CEO that has 18 years of experience in the Real Estate Lending world.We are licensed in the state of Florida and our Corporate offices are located in Fort Lauderdale.Mortgage Direct is looking forward to continuing to help thousands of potential homeowners
1 West Las Olas Blvd. Suite 500, Fort Lauderdale, FL, 33301
M & M Private Lending Group, LLC Specializes in arranging private money real estate loans. We are a direct lender & we pride ourselves on rapid personalized service while delivering the fairest rates and closing costs available. We are true asset based (hard money) lenders not requiring tax returns, credit checks or bank statements.
"We provide fast, flexible hard money loans tailored for real estate investors. Specializing in fix-and-flip, buy-and-hold, and new construction projects, we offer quick approvals, competitive rates, and minimal hassle to help you achieve your investment goals. Let us help you secure the funding you need to grow your portfolio and maximize your ret
30 yrs experience in real estate lending, residential and commercial properties. From primary to investment, land to existing properties. We can help you close fast, with good or bad credit. including foreclosure bailouts. Rental loans, Fix and flip, Construction, land loans, and Primary included.
Carrero Mortgage a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best rates.
2493 Centergate Drive, Unit 202, Miramar, FL, 33025
We advise clients about real estate market conditions, conduct walkthroughs, and provide guidance and assistance through the process of buying, selling, or leasing properties. We also provide financing for residential and commercial real estate needs. SPECIALTIES: Residential sales, First time home buyers, Luxury homes etc
11820 Miramar Parkway, Suite 110, Miramar, FL, 33025
Pineyro Capital Group Inc. (PCG) is a full service licensed Florida mortgage company operating under NMLS No. 420112. As a leader in the Florida mortgage market, Pineyro Capital Group Inc. specializes in providing Florida mortgage refinancing, home purchases, and debt consolidation home loans including,
