USDA VS FHA in Temple-Terrace, Hillsborough County, FL
For the year 2025, the USDA loan limit within Temple-Terrace, county of Hillsborough, FL stands at $285,000. On the other hand, the FHA limit for a single-family dwelling is $356,362.
Make use of the Lendersa® USDA loan calculator to contrast the best rates for USDA against FHA available today, and to ascertain the income, credit, reserves, and paperwork required for qualification. By employing our advanced mortgage calculator, you are able to assess USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most appropriate program in Alabama for your specific financial condition.
2025 Loan Limits and Down Payment Requirements in Temple-Terrace, County of Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Alternatives in Temple-Terrace, FL
The mission of Lendersa® is to help you find the best possible USDA or FHA loan quickly and with minimal stress. Opt for one of three starting methods leading to matched lenders and USDA loan programs tailored for you.
A USDA home loan is government-backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. This contrasts with FHA loans which necessitate a minimum down payment of 3.5%, whereas a USDA mortgage requires none.
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
Our vision is to deliver the experience of a simple loan process to our customers. We believe in providing an outstanding customer service experience by making the process fast and easy to get the best and least expensive loan program available for their specific situation. We have the conventional loan programs, FHA, VA etc
7950 North West 53 Street, Suite 337, Miami, FL, 33166
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at The Paramount Funding Company, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
8333 Northwest 53rd Street, Suite 401, Doral, FL, 33166
"Intercorp Mortgage Solutions offers Conventional and Private lending services in the South Florida area. We support our clients through the process of financing and managing their investments by offering solutions adapted to their needs.
Our services include Conventional, FHA, VA and high cost loans, residential and commercial mortgages,"
8200 Northwest 41st Street, Suite 200, Doral, FL, 33166
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
At Prada Mortgage Bankers, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
Florida-based hard money lender with 25+ years of experience. We seek to make loans between $100,000 - $3,000,000 on investment properties and can typically produce a term sheet within 24 hours. We pride ourselves in taking a common sense approach to underwriting, focusing on the underlying value of the subject property and making all financing dec
2875 NE 191 Street, Suite 500, Aventura, FL, 33180
AS IS LOANS is a Private Hard Money Loans | 30 Year No Doc Investor Mortgages | Asset Based Loans | Alternative Financing | Residential & Commercial Lending | Portfolio Loans | Consulting Nationwide financing for residential, mixed-use, and commercial properties. 1 - 5 year hard money loans and 30 year fixed rate no doc mortgages.
2980 NE 207th Street, Suite 106, Aventura, FL, 33180
With over a decade of experience, Banesco USA has become a reference point for banking in South Florida and Puerto Rico. As part of the community we serve, Banesco USA has a key role to provide support for local businesses and leave a mark of innovation and commitment in the market we serve.
Rok Lending is a family-operated and family-funded licensed private lender in Downtown Miami. The combination of experienced underwriting, self-funding & in-house legal counsel creates the ability to close the biggest of loans in days, not weeks. Rok Lending the opportunity to offer creative solutions to borrowers to fit their ideal wants & needs.
