USDA Vs. FHA your options comparison in Temple-Terrace, Hillsborough County, FL
For the year 2026, the USDA loan limit within Temple-Terrace, county of Hillsborough, FL stands at $285,000. On the other hand, the FHA limit for a single-family dwelling is $356,362.
Make use of the Lendersa® USDA loan calculator to contrast the best rates for USDA against FHA available today, and to ascertain the income, credit, reserves, and paperwork required for qualification. By employing our advanced mortgage calculator, you are able to assess USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most appropriate program in Alabama for your specific financial condition.
2026 Loan Limits and Down Payment Requirements in Temple-Terrace, County of Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Alternatives in Temple-Terrace, FL
The mission of Lendersa® is to help you find the best possible USDA or FHA loan quickly and with minimal stress. Opt for one of three starting methods leading to matched lenders and USDA loan programs tailored for you.
A USDA home loan is government-backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. This contrasts with FHA loans which necessitate a minimum down payment of 3.5%, whereas a USDA mortgage requires none.
5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
Century Bank of Florida was established to be a locally owned community bank, serving the financial needs of individuals, not-for-profit organizations. Our mission is to make a profit for the shareholders, provide personalized quality financial services at competitive prices, and to maximize earnings, while operating in a safe and sound manner.
USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
Our goal is to create long term relationships with our clients. As a long standing hard money lender in Tampa, Florida, our track record speaks for itself: many satisfied and successful clients.We also provide free consulting services to our customers.When it comes to hard money lending in Tampa, Birchwood is the easiest and cheapest to work with.
A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!
Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.
We understand that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home. We’re here for you. We’re Always Available.
First Citrus Bank is the #1 community bank in Florida and top 100 nationwide (American Banker, 2021), supporting local businesses, families and individuals to help them become financially secure and economically successful over the course of 22 years. First Citrus Bank was established in 1999 and is headquartered in Tampa.
