USDA Vs. FHA Pro and Con comparison in Temple-Terrace, Hillsborough County, FL
For the year 2025, the USDA loan limit within Temple-Terrace, county of Hillsborough, FL stands at $285,000. On the other hand, the FHA limit for a single-family dwelling is $356,362.
Make use of the Lendersa® USDA loan calculator to contrast the best rates for USDA against FHA available today, and to ascertain the income, credit, reserves, and paperwork required for qualification. By employing our advanced mortgage calculator, you are able to assess USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most appropriate program in Alabama for your specific financial condition.
2025 Loan Limits and Down Payment Requirements in Temple-Terrace, County of Hillsborough, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Alternatives in Temple-Terrace, FL
The mission of Lendersa® is to help you find the best possible USDA or FHA loan quickly and with minimal stress. Opt for one of three starting methods leading to matched lenders and USDA loan programs tailored for you.
A USDA home loan is government-backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. This contrasts with FHA loans which necessitate a minimum down payment of 3.5%, whereas a USDA mortgage requires none.
Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.
Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan. Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.
Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.
Our Credit Union was established in 1954 for the purpose of providing convenient, high quality, personalized financial services that are responsive to the needs of our members. B&V Credit Union is a separate entity from Black & Veatch Corp. While Black & Veatch is a valued sponsor of B&V Credit Union.
Purchasing a home is an exciting time in a person’s life. At Community Mortgage, Ed Baldwin loves helping clients complete this process. Ed is a Kansas City native and has never left the area — even for college! Ed currently lives in Overland Park. He is happily married and has five children.
