USDA Vs. FHA your options comparison in Dover, Hillsborough County, FL

In 2025, for the county of Hillsborough, in Dover, FL, the USDA loan limit is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Dover, Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dover, FL

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Start by exploring one of three initial options that will lead you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in FL

A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it's available in rural neighborhoods only. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment at all, offering a significant benefit to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • McGregor Mortgage, LLC
  • 13 Park Avenue West, Suite 307, Mansfield, OH, 44902
  • McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
  • THA Mortgage
  • 28 Park Avenue West, Suite 601, Mansfield, OH, 44902
  • THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals. Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
  • Fayetteville Bank
  • 107 West Fayette Street, Fayetteville, TX, 78940
  • Fayetteville Bank has served the community for over 100 years! It serves as a full service community bank in Fayetteville, Schulenburg and La Grange, Texas. When banking with Fayetteville Bank, you will receive outstanding customer service, friendly smiles and a traditional banking experience you will not forget. Open an account or apply for a mort
  • Jackson County Teachers FCU
  • 309 North Allen Street, Edna, TX, 77957
  • J C T Federal Credit Union has been serving the employees of the Edna, Ganado and Industrial School Districts since 1971. We take pride in providing you with fast, accurate and confidential services.We offer a full range of services including Share Draft Accounts (Checking) that pays you an annual dividend credited monthly.
  • Jackson County Federal Credit Union
  • 309 N Allen Street, Edna, TX, 77957
  • Jackson County Federal Credit Union began as MAGVAN Federal Credit Union in 1955 when a group of Mobil employees working in Vanderbilt chartered the credit union. Since then, the credit union has been chartered to be a community credit union, to serve anyone living or working in Jackson County.
  • NEW FRONTIER BANK
  • 1771 Zumbehl Road, Saint Charles, MO, 63303
  • Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
  • North Districts Community Credit Union
  • 5321 William Flynn Highway, Gibsonia, PA, 15044
  • The North Districts CU was chartered in 1942 to serve the needs of ten school districts that have merged into four districts. On July 10, 2001 we were granted a community charter by the Department of Banking and will now be known as North Districts Community Credit Union. We continue to maintain our growth, with assets of $37 million dollars.
  • CCC Holdings, LLC
  • 4791 Au Sable Dr, Gibsonia, PA, 15044
  • Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper. About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.
  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction
  • Community Powered Federal Credit Union
  • 1758 Pulaski Highway, Bear, DE, 19701
  • Joseph Leary, the first president of DPL Federal Credit Union, spearheaded the opening of our credit union in 1962. His goal was to "make the financial welfare of credit union members the number one priority." With that thought and the limited vision of serving the employees of the Delmarva Power & Light Company.
  • True Value Financial LLC
  • 206 Hazel Drive, Bear, DE, 19701
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending."