USDA Vs. FHA your options comparison in Dover, Hillsborough County, FL

In 2026, for the county of Hillsborough, in Dover, FL, the USDA loan limit is $336,500. Conversely, the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial scenario in .

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2026 Loan Limits and Down Payment Requirements in Dover, Hillsborough, FL

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dover, FL

The aim of Lendersa® is to connect you with the best USDA or FHA loan quickly and effortlessly. Start by exploring one of three initial options that will lead you to matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in FL

A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, often called a USDA rural development loan or USDA mortgage, and it's available in rural neighborhoods only. Unlike FHA loans that need a minimum 3.5% down payment, USDA loans require no down payment at all, offering a significant benefit to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NAL Financial Inc.
  • 414 31st Street, Suite B, Newport Beach, CA, 92663
  • NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
  • Your Mortgage Expert
  • 12459 Lewis Street, Suite 202, Garden Grove, CA, 92840
  • We are a Premiere mortgage team located in Irvine, California. We pride our selves with offering the best service and options that are the best fit according to your needs, we make the loan process simple, straight forward and fast for borrowers seeking a mortgage in the California area.
  • Vesta Capital Inc
  • 10555 Stanford Avenue, Garden Grove, CA, 92840
  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Nestegg Inc.
  • 12437 Lewis Street, Suite 206, Garden Grove, CA, 92840
  • We handle real estate financing and real estate sales in-house. You don’t have to use both services, but when you do, you have a single point of contact handling everything in your transaction. Either way, you always get personalized service and peace of mind.We untangle the mess and help you make a plan based on your goals.
  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
  • Corr Real Estate
  • 12061 BRIGHTON RIVER UNIT 46, Fountain Valley, CA, 92708
  • Discover Corr Real Estate: Your all-in-one real estate partner! With over 20 years in the construction industry focusing on both commercial and residential projects, Robert Carmona provides unparalleled expertise in property sales. Allow us to guide you through every step of your real estate journey. Choose Corr Real Estate today for industry-leadi
  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
  • KZ Lending
  • 10231 Slater Avenue, Suite 212, Fountain Valley, CA, 92708
  • KZ Lending specialize in mortgages (refinance or purchase loans) and real estate. We'll make sure you get the best rates on your refinance or purchase loan! KZ Lending Established in 2008. Give us a call today and we'll give you a rate quote in five minutes. Kelvin Zee Mortgage broker at KZ Lending.
  • Infiniti Home Loans Inc.
  • 16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
  • Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.
  • Remington Home Loans Inc.
  • 17220 Newhope Street, Suite 220, Fountain Valley, CA, 92708
  • At Remington Home Loans, where we specialize in residential mortgages. At Remington Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.