USDA Vs. FHA your options comparison in South-Beach, Indian River County, FL
In 2025, the USDA loan cap in South-Beach, located in Indian River, FL, is $285,000. In comparison, the FHA limit for a single-family home reaches $356,362.
The Lendersa® USDA loan calculator lets you compare today's top rates between USDA and FHA, helping determine the required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the best financial solution in .
2025 Loan Limits and Down Payment Requirements in South-Beach, Indian River, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Beach, FL
At Lendersa®, our goal is to quickly connect you with the best USDA or FHA loan without any hassle. Start by choosing one of three paths to align with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
Zeman Mortgage, Inc. is a family business that has been in business since 1975. Victor Zeman is the CEO and has been in the real estate and lending business since 1964. Zeman Mortgage is a “hands on” business with very low overhead so that we can pass on that savings in the way of great rates and low fees to our customers
2240 Otay Lakes Rd, Suite 306, Chula Vista, CA, 91915
Realty Executives Dillon brand originated in 1994 by Teresa "Terri" Dillon. Our brand has stood for integrity and quality for almost 30 years. As the tides change in many of the U.S. markets and throughout the world, the next generation of home buyers and sellers can expect the same level of expertise that Realty Executives.
27350 Valley Center Rd, Suite D, Valley Center, CA, 92082
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
Escondido Federal Credit Union provides savings & loan products to help achieve your goals throughout life. When you become a shareholder-member at EFCU, you instantly become eligible for all the benefits the Credit Union has to offer. Unlike banks, our profits are returned to members in the form of lower fees, higher dividends and lower loan rates
600 La Terraza Blvd , 3rd Floor, Escondido, CA, 92025
RiteWayMortgages.com is a Lender/Broker company selling mortgage loans to borrowers. We are licensed under the California Finance Lenders Law.
Our mission is to provide borrowers with the lowest rates possible for mortgage loans. Our objective is to educate the borrower about all the aspects that effect mortgage loans
