USDA and FHA Pro and Con in South-Beach, Indian River County, FL
In 2025, the USDA loan cap in South-Beach, located in Indian River, FL, is $285,000. In comparison, the FHA limit for a single-family home reaches $356,362.
The Lendersa® USDA loan calculator lets you compare today's top rates between USDA and FHA, helping determine the required income, credit score, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the best financial solution in .
2025 Loan Limits and Down Payment Requirements in South-Beach, Indian River, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Beach, FL
At Lendersa®, our goal is to quickly connect you with the best USDA or FHA loan without any hassle. Start by choosing one of three paths to align with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.
Our leadership is committed to the development of new leaders for the future of our bank and our communities. We will continue to promote the economic growth and stability of the communities we serve by providing high quality, competitive financial products and personalized, customer-oriented service.
Our bank opened its doors on September 18, 1978 in the Little Building, located at 10 West Main Street. At inception, we were a national bank, and our bank's name then was Citizens National Bank. When we moved to our current location at 1100 North Commerce Street in 1979, we reopened the downtown location as a branch of the bank in January 1984.
"Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."
In 1965, fourteen Amway employees began a credit union with a simple vision—people helping people. River Valley Credit Union, originally called Amway Employees Credit Union, is a financial institution founded on the principle that people are worth more than money. More than 50 years
Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.
At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.
Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
