In 2025, the USDA loan limit set for Vero-Beach in Indian River county, FL is $285,000, whereas the FHA cap for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to compare the most favorable rates between USDA and FHA available today. This tool helps you assess the required income, credit rating, reserves, and documents for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, facilitating your decision-making on the most suitable program in
Examine loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, our mission is to quickly and effortlessly secure the ideal USDA or FHA loan tailored for you. Select one of three strategies that connect you with appropriate lenders and USDA loan offerings.
A USDA home loan, guaranteed by the U.S. Department of Agriculture (commonly referred to as a USDA rural development loan or USDA mortgage), is solely available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment, making them an appealing option for eligible applicants in rural areas.
Enter your location to find out if it qualifies for USDA rural housing loan?
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