USDA Loan Vs. FHA loan for Vero-Beach, FL 2025

In 2025, the USDA loan limit set for Vero-Beach in Indian River county, FL is $285,000, whereas the FHA cap for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to compare the most favorable rates between USDA and FHA available today. This tool helps you assess the required income, credit rating, reserves, and documents for eligibility. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA options side by side, facilitating your decision-making on the most suitable program in for your financial condition.

Exploring USDA and FHA Loan Choices in Vero-Beach, FL

At Lendersa®, our mission is to quickly and effortlessly secure the ideal USDA or FHA loan tailored for you. Select one of three strategies that connect you with appropriate lenders and USDA loan offerings.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in FL

A USDA home loan, guaranteed by the U.S. Department of Agriculture (commonly referred to as a USDA rural development loan or USDA mortgage), is solely available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgages require no down payment, making them an appealing option for eligible applicants in rural areas.

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(616) 559-7000 Lender's profile and map Reviews United Bank of Michigan 900 East Paris Ave SE, Grand Rapids, MI, 49546 United is our name and mission. We’ve been partnering with this community for more than a century to match needs with real solutions. Our banking products and services help build businesses, launch ideas, raise families and fulfill dreams. We genuinely believe in community banking.
(888) 672-5626 Lender's profile and map Reviews Northpointe Bank 3333 Deposit Drive NE, Grand Rapids, MI, 49546 Northpointe Bank deposits, nationwide mortgage purchasing program, and community bank fulfillment services. Our residential origination locations span the nation due to our ability to lend in all 50 states. As we continue to grow, we are proud to be recognized throughout the industry for our exceptional financial performance.
(616) 977-7900 Lender's profile and map Reviews Northwind Financial Corporation 625 Kenmoor Avenue Southeast, Suite 211, Grand Rapids, MI, 49546 Northwind Financial is a direct lender for private commercial real estate transactions, and direct for residential loans too! Our primary objective is to meet our borrower's need for financing with efficiency, flexibility and professionalism - especially in challenging situations. Established in 1997
(616) 974-9710 Lender's profile and map Reviews Team Mortgage Company 5043 Cascade Road SE, Suite A, Grand Rapids, MI, 49546 We complete a large volume of mortgage loan financing each year with many different financial institutions. At Team Mortgage Company, we treat our clients well. We have proudly built our success as a Grand Rapids mortgage lender with the philosophy that our customers always come first.
(616) 942-9630 Lender's profile and map Reviews Preferred Credit Union 3767 Sparks Dr SE, Grand Rapids, MI, 49546 Preferred Credit Union is a full service financial institution helping to serve the needs of those who work and live in our community. As your Preferred Financial Partner, our goal is to provide great member service while helping you save time and money on the products and services you need.
(616) 734-6099 Lender's profile and map Reviews Red Oak Capital 625 Kenmoor Ave SE, Suite 200, Grand Rapids, MI, 49546 Red Oak Capital Holdings, LLC is a family of commercial real estate finance and investment companies that includes Red Oak Financial, LLC, Red Oak Holdings Management, LLC, and Red Oak Capital GP, LLC. The Michigan-headquartered firm is anchored on a strong team that collectively delivers over 100 years of commercial real estate lending
(847) 550-7300 Lender's profile and map Reviews Dovenmuehle Mortgage, Inc. 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047 Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
(312) 399-4308 Lender's profile and map Reviews Long Grove Mortgage Bancorp 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047 Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
(413) 737-1100 Lender's profile and map Reviews USA Mortgage Network, Inc. 1333 Boston Road, Springfield, MA, 01119 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.Pre-qualification starts the loan process.Anabela (Bela) is the President/Owner of USA Mortgage Network Inc.
(817) 596-9998 Lender's profile and map Reviews Texas Bank 901 Santa Fe, Weatherford, TX, 76086 In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches
(800) 223-1700 Lender's profile and map Reviews Home Loan Investment Bank 1 Home Loan Plaza, Warwick, RI, 02886 Home Loan Investment Bank is a Federally Regulated Savings Bank that has been assisting homeowners for over 35 years. Since 1971 we have helped over 75, 000 people refinance their homes, consolidate their debt, purchase new homes and take cash out for life expenses. We take pride in our ethical business conduct, superior customer service.
(401) 562-1234 Lender's profile and map Reviews Wave Federal Credit Union 480 Greenwich Avenue, Warwick, RI, 02886 Wave was originally established in 1938 as the Narragansett Electric Employee's Federal Credit Union. In 2003 we merged with Hasbro Employee's Federal Credit Union & in 2008 merged with Anchor Federal Credit Union, formerly Warwick Municipal Employee's Federal Credit Union. Then in 2011, we merged with Cottrell Federal Credit Union in Westerly, RI.