USDA Vs. FHA Pro and Con comparison in Vero-Beach-South, Indian River County, FL
In 2025, the USDA loan limit in Vero-Beach-South, Indian River county, FL is set at $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced calculator lets you view USDA, FHA, Conforming, and VA loans side by side to guide your decision on the ideal program in for your financial situation.
Loan Limits and Downpayment Requirements for 2025 in Vero-Beach-South, Indian River county, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Vero-Beach-South, FL
The aim of Lendersa® is to expedite the process of securing the best USDA or FHA loan for you. Choose from three starting points that will connect you with matching lenders and USDA loan programs.
The USDA home loan is guaranteed by the government's Department of Agriculture, known as the USDA rural development loan or USDA mortgage. Available only in rural areas, this loan doesn't require a down payment, unlike FHA loans that need a minimum of 3.5% down.
We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
360 Town Plaza Avenue, Suite 340, Ponte Vedra, FL, 32081
First Coast Mortgage Funding, we are committed to helping those in the Jacksonville, FL community purchase and refinance residential properties. If you or someone you know is looking to purchase or refinance a primary residence, vacation home, or investment property, we’re here to assist. From single-family and multi-family homes.
90 FORT WADE ROAD, SUITE 175, Ponte Vedra, FL, 32081
Atlantic Trust Mortgage was founded in 2003 when Scott Goldstein, with many years of experience in the mortgage industry, acted on his vision of owning and operating his own mortgage company. It has proven to be a successful and rewarding venture, as his steadfast and dedicated style of providing the best service possible.
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Specialties in-Conventional Lending, FHA Loans,Self-Employment Mortgage Loans, VA Loans,Commercial Lending, Hard Money Lending,Mortgage Lending.
Drummond Community Bank is federally insured by FDIC and is an Equal Housing Lender.
Our goal is to promote community pride, provide resources for our friends and neighbors, and host an open and welcoming environment. We care about and want to hear from you! Here are a few things to keep in mind.
The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
2210 NW 40th Terr, Suite A, Gainesville, FL, 32605
The loan process for a new home can be overwhelming. Because our team has experience working every job along every step of the loan application and approval, we are able to simply the process for both homeowners and REALTORS. Our team has decades of experience and holds a high standard of communication through every step of the process.
3940 NW 16th Blvd., Suite A, Gainesville, FL, 32605
Chris Doering entered the mortgage industry after a friend asked him to lead a Gainesville branch of his mortgage company. Upon learning the ins and outs of the industry, Chris Doering Mortgage finally opened its doors in April of 2007. Despite the difficult times in the housing and mortgage industry
