In 2025, the USDA loan limit for the city of Sebastian in Indian River County, FL, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator allows a side-by-side evaluation of USDA, FHA, Conforming, and VA options to identify the ideal program for your financial needs in .
Loan Limits & Down Payment Requirements in Sebastian, Indian River County, FL for 2025
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Sebastian, FL
The aim of Lendersa® is to promptly secure the best USDA or FHA loans for you, free of any hassle. Start with one of three approaches to connect with suitable lenders and USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, sometimes referred to as a USDA rural development loan or USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans do not necessitate any initial down payment.
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
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Sooper Credit Union was founded in 1951 by eight King Soopers employees. These eight employees saw a need for a different way to do banking, and thanks to them, Sooper Credit Union now serves over 36,000 members and exceeds $500 million in assets. Though based in the Denver area, we serve members nationwide and offer a wide variety of banking.
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7985 North Vance Drive, Suite 300, Arvada, CO, 80003
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