USDA and FHA Pro and Con in South-Miami, Miami-Dade County, FL
In the year 2026, the USDA loan limit in South-Miami, Miami-Dade county, FL, is set at $0, whereas the FHA limit for a single-family home is $402,500.
With Lendersa®'s USDA loan calculator, you can effectively compare current USDA versus FHA rates to ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program in that best meets your financial situation.
Loan Limits and Down Payment Requirements for 2026 in South-Miami, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Miami, FL
Lendersa® aims to connect you with the best possibilities for USDA or FHA loans efficiently and with ease. Choose one of three strategies to match with lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.
Accurate Mortgage Solutions, where we specialize in residential mortgages. At Accurate Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
7500 North Canton Center Road, Suite B, Canton, MI, 48187
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
UHS Employees Federal Credit Union has been open since 1974. The credit union has assets totaling $23.59 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
Redbrand Credit Union is a not-for-profit financial institution. We are here to serve our member’s financial needs. Our products and services are as diverse as our membership. Our core values are as strong as the steel forged in the factory from where we found our humble beginnings. We’re here to serve you.
Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
New Haven County Credit Union, Inc. is a non-profit financial institution organized to serve the changing financial needs of all the member owners. We are very different from a bank; the people who do business with us are our members, not our customers. We look forward to having the opportunity to serve you and your family.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
