USDA and FHA Pro and Con in South-Miami, Miami-Dade County, FL
In the year 2025, the USDA loan limit in South-Miami, Miami-Dade county, FL, is set at $0, whereas the FHA limit for a single-family home is $402,500.
With Lendersa®'s USDA loan calculator, you can effectively compare current USDA versus FHA rates to ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program in that best meets your financial situation.
Loan Limits and Down Payment Requirements for 2025 in South-Miami, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Miami, FL
Lendersa® aims to connect you with the best possibilities for USDA or FHA loans efficiently and with ease. Choose one of three strategies to match with lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.
VII Capital Funds brings business, financial and commercial private industries together with non-traditional, flexible commercial loan programs, that wouldn't otherwise be possible, helping our clients realize their project development dreams. business, financial and commercial private industries together with non-traditional,
At Lument, our commitment to relationships drives us to understand our clients’ business—and that insight guides us as we structure our loans. And thanks to the deep resources of ORIX and the broad product platform we’ve assembled by combining the Hunt Real Estate Capital, Lancaster Pollard, and RED Capital Group brands.
Where traditional lenders decline, we provide solutions.
We offer specialized programs for real estate investors, including:
No minimum FICO requirements
Ground-up construction financing with no prior experience needed
No-ratio loans (no income or DSCR)
Financing for rural and non-conventional properties
Up to 95% purchase and 100% rehab fu
IDB Ltd. began its operations in New York City in 1949, when it established a representative office. At that time there were only a few employees and limited contact with the public. In 1962, IDB Ltd. became one of the first foreign banks to open a branch in New York when the New York State banking law was changed to allow foreign banks.
1177 Avenue Of The Americas, 5th Floor, New York, NY, 10036
Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
Shield Funding is a leader in the financial lending industry providing business loans to small and medium-sized companies. We provide alternative financing to companies that have little or no credit or have been denied traditional financing. We specialize in providing merchant cash advances and other types of unsecured business loans.
Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
Short Sales
Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
