USDA and FHA Pro and Con in South-Miami, Miami-Dade County, FL
In the year 2026, the USDA loan limit in South-Miami, Miami-Dade county, FL, is set at $0, whereas the FHA limit for a single-family home is $402,500.
With Lendersa®'s USDA loan calculator, you can effectively compare current USDA versus FHA rates to ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program in that best meets your financial situation.
Loan Limits and Down Payment Requirements for 2026 in South-Miami, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Miami, FL
Lendersa® aims to connect you with the best possibilities for USDA or FHA loans efficiently and with ease. Choose one of three strategies to match with lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.
For over 60 years, Kerwin Mortgage Corporation has offered South Florida a reliable and trustworthy source for real estate financing. With our office in South Miami since its inception, the Kerwin name is a staple in the local community. Repeat customers and long-term relationships are the key to our business model
At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
Lends in Florida
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer.
With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Lends in Florida
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
Lends in Florida
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Lends in Florida
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lends in Florida
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
