USDA and FHA Pro and Con in South-Miami, Miami-Dade County, FL
In the year 2025, the USDA loan limit in South-Miami, Miami-Dade county, FL, is set at $0, whereas the FHA limit for a single-family home is $402,500.
With Lendersa®'s USDA loan calculator, you can effectively compare current USDA versus FHA rates to ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the program in that best meets your financial situation.
Loan Limits and Down Payment Requirements for 2025 in South-Miami, Miami-Dade, FL
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Miami, FL
Lendersa® aims to connect you with the best possibilities for USDA or FHA loans efficiently and with ease. Choose one of three strategies to match with lenders and explore USDA loan programs.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also known as a USDA rural development loan. It's available only in rural areas and requires no down payment, unlike FHA loans which necessitate a minimum 3.5% down payment.
Umortgage Solutions LLC is located in Waxhaw, NC, United States and is part of the Activities Related to Credit Intermediation Industry. With over 25 years of combined experience in the mortgage industry, our Loan Officers have helped over 1600 families purchase or refinance their home.
North Main Credit Union proudly serves Habersham County. We offer loan services, checking and savings accounts, retirement accounts, and many other additional services aimed at “helping people afford life. Becoming a member is easy! To open a Savings Account, simply complete a membership application
Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607
NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
128 Millport Circle, Suite 200, Greenville, SC, 29607
At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
While our name has changed, formerly SC Telco Federal Credit Union, our mission to improve the financial lives of our members has never wavered. Our credit union has spent more than 85 years focusing on one simple goal: to provide trustworthy financial solutions that empower everyday people to take ownership of their future
The Associated Mortgage Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing.
