USDA and FHA Pro and Con in Sunset, Miami-Dade County, FL

During the year 2025, the USDA loan limit for homes within Sunset, located in the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA loan limit for a single-family dwelling is established at $557,750.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. This will allow you to ascertain the income, credit score, savings, and required paperwork to qualify. Our state-of-the-art mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your unique financial needs.

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Examine 2025 loan limits along with down payment needs in Sunset, county of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan solutions in Sunset, FL

At Lendersa®, our mission is to swiftly and smoothly secure you the optimal USDA or FHA loan. Choose one of three pathways that guide you to compatible lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

The USDA home loan is a government-backed financing option under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available for rural locales. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, offering an accessible path to homeownership in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



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