USDA and FHA Pro and Con in Sunset, Miami-Dade County, FL

During the year 2026, the USDA loan limit for homes within Sunset, located in the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA loan limit for a single-family dwelling is established at $557,750.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. This will allow you to ascertain the income, credit score, savings, and required paperwork to qualify. Our state-of-the-art mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your unique financial needs.

Explore loan proposals from a network of 100 lenders

Examine 2026 loan limits along with down payment needs in Sunset, county of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan solutions in Sunset, FL

At Lendersa®, our mission is to swiftly and smoothly secure you the optimal USDA or FHA loan. Choose one of three pathways that guide you to compatible lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

The USDA home loan is a government-backed financing option under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available for rural locales. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, offering an accessible path to homeownership in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sunset Lenders

  • C2 Financial, Corp.
  • 10811 Southwest 66th Drive, Miami, FL, 33173
  • Lends in Florida
  • C2 Financial, Corp.

    Work with Ana Sanz

    C2 Financial, Corp. helps homebuyers and homeowners find the right mortgage—purchase or refinance—with clear, friendly guidance. Ana Sanz streamlines options and paperwork so you can close confidently. Explore c2financial.com/asanz or call (786) 403-4746.

  • CFN Mortgage Capital
  • 9360 Sunset Drive, Suite 270, Miami, FL, 33173
  • Lends in Florida
  • At CFN Mortgage Capital, we consistently provide an exceptional customer experience by delivering superior mortgage financing solutions by a well-trained and talented staff of industry professionals. CFN takes advantage of the latest innovative advances in technology, making the financing process more efficient and cost effective.

  • RealCap Financial Corp
  • 10300 Sunset Drive, Suite 452, Miami, FL, 33173
  • Lends in Florida
  • Our team of mortgage brokers are committed and our certainty of execution is what sets us apart and is at the heart of everything we do – from innovating in simplifying due diligence to streamlining loan documents. Borrowers can expect nothing less than personal service from in-market experts who can and will deliver solutions for any deal.

  • America Reliable Mortgage
  • 10300 Southwest 72 Street, Suite 465, Miami, FL, 33173
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • E-Mortgage Bankers Inc
  • 10300 Sunset Drive, Suite 161, Miami, FL, 33173
  • Lends in Florida
  • E-Mortgage Bankers is a Florida Licensed Mortgage Brokerage Business. We offer many source of financing. giving our clients the best options available. This also gives our Loan Officers the leverage to compete against anyone and everyone in the industry. Our objective is to keep growing with a huge emphasis on technology.

  • AIM Mortgage LLC
  • 9415 Sunset Drive, Suite 157, Miami, FL, 33173
  • Lends in Florida
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Home Mortgage Center Corp
  • 9360 Southwest 72nd Street, Suite 225, Miami, FL, 33173
  • Lends in Florida
  • Welcome to Home Mortgage Center; we're here to help with services such as Reverse Mortgages & Private Loans. We offer solutions for your needs on an appointment only basis to provide a personalized approach! We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools,

  • SFMI Lending Capital Inc
  • 7550 Southwest 96th Court, Suite 1, Miami, FL, 33173
  • Lends in Florida
  • At SFMI Lending Capital Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • DRG Capital Inc
  • 9240 Sunset Drive, Suite 236, Miami, FL, 33173
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.