USDA and FHA Pro and Con in Sunset, Miami-Dade County, FL

During the year 2025, the USDA loan limit for homes within Sunset, located in the county of Miami-Dade, FL, is set at $0. Meanwhile, the FHA loan limit for a single-family dwelling is established at $557,750.

Take advantage of the Lendersa® USDA loan calculator to evaluate today's optimal USDA versus FHA rates. This will allow you to ascertain the income, credit score, savings, and required paperwork to qualify. Our state-of-the-art mortgage calculator enables you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your unique financial needs.

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Examine 2025 loan limits along with down payment needs in Sunset, county of Miami-Dade, FL

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $557,750 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA loan solutions in Sunset, FL

At Lendersa®, our mission is to swiftly and smoothly secure you the optimal USDA or FHA loan. Choose one of three pathways that guide you to compatible lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Defining USDA Loans in FL

The USDA home loan is a government-backed financing option under the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available for rural locales. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, offering an accessible path to homeownership in rural settings.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FIRST NATIONAL BANK OF OKLAHOMA
  • 5101 N. Western Avenue, Oklahoma City, OK, 73154
  • Chartered in 1917, we at First National Bank of Oklahoma recently celebrated our 100th anniversary. With a new ownership and management team assembled since 2002, recent years have been exciting. The bank’s focus has been sharpened, two new Oklahoma City banking offices have been opened.
  • BlackRock Mortgage Company LLC
  • 4801 South I-35 Service Road, Suite 96701, Oklahoma City, OK, 73143
  • BlackRock Mortgage Company practices a standard of transparency when providing financial services to people of varying credit qualities & incomes. Our company maintains a wide base of corporate banks & private lending institutions for clients that seek the expertise of our team to finance their acquisition of mortgages and real estate investments.
  • Bank of Brookfield-Purdin
  • 939 Park Circle Dr, Brookfield, MO, 64628
  • Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.
  • Kruger Investment Co
  • 105 N Hudson, Suite 200A, Oklahoma City, OK, 73102
  • Kruger Investment Company was founded in Oklahoma City in 1934 by immigrant Herman Kruger and his sons. Members of the Kruger family and descendants have operated and managed the business since then. Kruger Investment Company is a hard money lender offering loans throughout the Oklahoma City metro area.
  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
  • Crouse Federal Credit Union
  • 730 S Crouse Avenue, Syracuse, NY, 13210
  • Crouse Federal Credit Union was organized in 1978 by a group of ambitious Crouse Irving Memorial Hospital employees who wanted to create a safe place for fellow employees to borrow and save at fair rates and with confidentiality. Unlike any other financial institution, a credit union is owned and controlled by the people it serves.
  • University Neighborhood Preservation Association
  • 562 Buckingham Avenue, Syracuse, NY, 13210
  • The University Neighborhood Preservation Association, Inc. is a non-profit 501(c)(3) tax exempt organization incorporated in 1990. UNPA primarily administers a homebuyers assistance program that helps families and individuals purchase homes in the UNPA Target Area. Promote owner-occupancy of homes in the area east of Syracuse University campus
  • Cooperative Federal Mortgages
  • 723 Westcott St, Syracuse, NY, 13210
  • Cooperative Federal is a unique combination of a traditional credit union and a non-profit community development organization. Becoming a member of Cooperative Federal is making a choice to build our local community and to advance social justice. and Cooperative Federal is deeply involved in efforts to revitalize our community.
  • SSMOKE Federal Credit Union
  • 1111 North Lee Avenue, Suite 125, Oklahoma City, OK, 73103
  • SSMOK Employees Federal Credit Union was established on March 31, 1965 on the credit union principle of “Serving Those Who Serve Others .” For more than 43 years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services.
  • 605-Loan
  • 105 NW 22nd St, Oklahoma City, OK, 73103
  • 605-LOAN, We want to give Oklahomans the credit they deserve.We are a fourth generation, family owned company and have been in business for over 50 years. We are proud to have been the first licensed Loan office in the state and we want to work hard to earn your business. We have all had rough times and understand the need for a temporary boost.
  • Dovenmuehle Mortgage, Inc.
  • 1 Corporate Dr, Suite 360, Lake Zurich, IL, 60047
  • Dovenmuehle, we understand the importance of your members and provide the solutions and experiences you need to build trusted relationships with them. Our commitment to innovation and technology means we develop leading member experiences and our thoughtful approach to service means we provide the care and hands-on support they need.
  • Long Grove Mortgage Bancorp
  • 4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
  • Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.