USDA VS FHA in Coral-Gables, Miami-Dade County, FL
For the year 2026, the USDA loan limit in Coral-Gables, located in the county of Miami-Dade, FL, is set at $0, while for a single-family home, the FHA loan limit is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA options. It helps you understand the essential income, credit, reserves, and necessary documents for qualification. Furthermore, our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, equipping you to make informed decisions regarding the most suitable program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements for Coral-Gables in Miami-Dade County, FL
Loan Type
Maximum Loan Limit
Minimum Down Payment
USDA
$0
Zero Percent (0%)
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Coral-Gables, FL
The mission of Lendersa® is to promptly secure the optimal USDA or FHA loans for you with minimal difficulty. You can choose among three paths to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often termed the USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Contrary to FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages do not require any down payment at all.
1265 S. Alhambra Circle, Unit B, Coral Gables, FL, 33146
Lends in Florida
MORTGAGE-WORLD.com is an online mortgage company specializing in FHA, Conventional, VA, USDA and Near-Prime loans. Mortgage loans to purchase a home require credit, income, assets and the property. The minimum credit score to purchase a home is 500. With MORTGAGE-WORLD.com you’ll find a purchase loan that fits your needs.
Community Loan Servicing maintains high ratings for residential and commercial special servicing from Standard & Poor’s, Fitch, and Moody’s and is a Fannie Mae and Freddie Mac approved seller/servicer.
With over 500 mortgage professionals, Community Loan Servicing is headquartered in beautiful Coral Gables, FL.
1550 Madruga Avenue, Suite 200, Coral Gables, FL, 33146
Lends in Florida
Grove Capital Finance is a company guided by a commitment to fair pricing and sensible financing to our customers. We can fund loans anywhere in the State of Florida, we have access to a large number of lenders, and offer the most variety in loan programs. A company staffed by people who want to help customers meet goals
1390 South Dixie Highway, Suite 1203, Coral Gables, FL, 33146
Lends in Florida
We are a family business founded in 2004 on integrity, honesty, and exceptional service helping families and individuals achieve the dream of homeownership. As a direct mortgage lender we can offer the best rates and service in the S. Florida market. business founded in 2004 on integrity, honesty, and exceptional service helping families
1430 South Dixie Highway #309, Coral Gables, FL, 33146
Lends in Florida
Universal Mortgage is a correspondent lender located in Coral Gables, Florida. We have over 20 years of experience in the mortgage industry. We are looking for qualified licensed loan originators wanting to expand their career with a mortgage lender that offers tremendous support in the industry.
4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
Lends in Florida
Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
4425 Ponce De Leon Blvd., 250 Ste, Coral Gables, FL, 33146
Lends in Florida
Silver Hill Funding is a small-balance commercial mortgage lender offering financing from $250,000 to $2,000,000 on commercial real estate including multifamily, mixed-use, office, retail, daycare center, light industrial, self-storage, restaurant, bar, and warehouse property types.
For over 60 years, Kerwin Mortgage Corporation has offered South Florida a reliable and trustworthy source for real estate financing. With our office in South Miami since its inception, the Kerwin name is a staple in the local community. Repeat customers and long-term relationships are the key to our business model
At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
