USDA Vs. FHA your options comparison in Coral-Gables, Miami-Dade County, FL
For the year 2026, the USDA loan limit in Coral-Gables, located in the county of Miami-Dade, FL, is set at $0, while for a single-family home, the FHA loan limit is $402,500.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA options. It helps you understand the essential income, credit, reserves, and necessary documents for qualification. Furthermore, our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, equipping you to make informed decisions regarding the most suitable program for your financial circumstances in .
2026 Loan Limits and Down Payment Requirements for Coral-Gables in Miami-Dade County, FL
Loan Type
Maximum Loan Limit
Minimum Down Payment
USDA
$0
Zero Percent (0%)
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Coral-Gables, FL
The mission of Lendersa® is to promptly secure the optimal USDA or FHA loans for you with minimal difficulty. You can choose among three paths to connect with matching lenders and access USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often termed the USDA rural development loan or USDA mortgage. It is specifically available for rural areas. Contrary to FHA loans, which necessitate at least a 3.5% down payment, USDA mortgages do not require any down payment at all.
North Coast Credit Union (NCCU) is a member owned not for profit credit union located in Fairview Park, OH. NCCU offers members a variety of deposit options from Free Checking and Free Savings accounts to online banking, remote deposit. We also offer members Free Notary Service and Free Credit Review.
Atlantic Health Employees Federal Credit Union was originally Chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve the employees of Overlook Hospital. Since then, the credit union has expanded its charter to offer its services to other groups associated with the hospital.
Lincoln Mortgage Solutions LLC will work with you to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Our goal is to create lasting relationships with each and every client and to continue to assist you with whatever your future needs may be.
Fort Funding Corp. is committed to helping home and investment property owners find the perfect mortgage at the lowest rates.With five offices throughout NY & NJ & an established network of hundreds of banks and lenders from all over the country, Fort Funding Corp. is one of the most trusted Mortgage Companies in the tri-state area today.
Our roots go back to the mid-nineteenth century with the founding of a bank in Carrollton, IL, in 1854. Prior to July of 2011 CNB Bank & Trust, N.A. operated as 4 individual sister banks under the Carlinville National Bank Shares, Inc. Holding Company; Carlinville National Bank, Citizens State Bank, Palmer Bank, and Cornerstone Bank & Trust, N.A.
The Elizabeth, NJ Firemen’s FCU strives to promote thrift for our members, provide affordable financial services and assist members, who show a desire to improve their financial foundation, and to get through difficulties which may be keeping them from realizing their potential. The Elizabeth, NJ Firemen’s FCU was Chartered in 1936.
Omega Financial Services, Inc. is a full service, Non-Supervised, Multi-State Direct Residential and Commercial Lender and Wholesaler. With over 25 years of experience, Omega’s goal has been to assist clients in owning a home, acquiring a business, or an investment property by offering a wide array of loan programs and giving attention to detail.
At Platinum Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
