USDA Loan Vs. FHA loan pro & con Pinecrest, Miami-Dade County, FL

In the year 2025, the USDA loan limit in the city of Pinecrest, situated in the county of Miami-Dade, FL, is set at $0, whereas the FHA loan limit is $557,750 for a single-family residence.

Utilize the Lendersa® USDA loan calculator for an in-depth comparison of current USDA vs FHA rates. This tool is designed to help ascertain the necessary income, credit, reserves, and documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to assist in selecting the most suitable program for your financial needs in .

Exploring USDA and FHA Loan Options in Pinecrest, FL

The objective of Lendersa® is to swiftly connect you with the best USDA or FHA loan offerings, free from complications. Begin with one of three available pathways that align with potential lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in FL

USDA home loans are guaranteed by the Department of Agriculture and are exclusively available for rural areas. These loans, also known as USDA rural development or USDA mortgage loans, differ from FHA loans, which insist on a minimum down payment of 3.5%. The USDA mortgage requires no down payment at all.

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(801) 893-0697 Lender's profile and map Reviews NEO Home Loans One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181 NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
(630) 793-8000 Lender's profile and map Reviews Universal Mortgage Partners Inc 17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(630) 225-7374 Lender's profile and map Reviews Peoples Home Equity, Inc. 1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181 The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
312 517 0676 Lender's profile and map Reviews Constructive Capital 1801 S. Meyers, Suite 400, Oakbrook Terrace, IL, 60181 At Constructive, our mission is to help the residential real estate investor by providing an easy process, competitive pricing, and expansive programs to meet all of their financing needs. Whether it’s fix to flip or buy to hold, we are committed to providing the right solutions for our clients.
800-403-9491 Lender's profile and map Reviews Private Lending Group 18W140 Butterfield Rd., Villa Park, IL, 60181 We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
(585) 343-5627 Lender's profile and map Reviews Tonawanda Valley Federal Credit Union 10 Jefferson Square Avenue, Batavia, NY, 14020 TVFCU is a community financial cooperative committed to providing quality and moderately priced financial services to the people of our community. Our mission is to promote thrift and provide a source of borrowing for provident and productive purposes; thereby helping our members understand and achieve their personal financial goals.
(585) 345-0122 Lender's profile and map Reviews Tompkins Bank of Castile 90 Main St, Batavia, NY, 14020 Tompkins Financial Corporation is a NY state based financial services holding company with $5 billion in assets, providing community banking, insurance, and wealth management services. Committed to creating long-term value for clients, communities, and shareholders, Tompkins' strategy emphasizes responsible growth and strong ROE
(630) 782-1234 Lender's profile and map Reviews Community Bank of Elmhurst 330 West Butterfield Road, Elmhurst, IL, 60126 The Mission of Community Bank of Elmhurst is to provide superior, personalized banking services, valuing our customers and community first. Community Bank of Elmhurst, in Elmhurst, IL, is one of the area's leading banks serving Elmhurst and surrounding areas. We specialize in checking and savings accounts, personal and commercial banking.
(630) 247-7235 Lender's profile and map Reviews USA Mortgage Corporation 101 North Addison Street, Suite 202, Elmhurst, IL, 60126 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
866 835 6520 Lender's profile and map Reviews Stonehaven Mortgage 194 N York St, Ste 100, Elmhurst, IL, 60126 Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
(585) 768-7207 Lender's profile and map Reviews LeRoy Federal Credit Union 7093 West Main Road, Le Roy, NY, 14482 LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.