USDA Vs. FHA your options comparison in Pebble-Creek, Hillsborough County, FL

For the year 2025, the USDA loan limit in Pebble-Creek, located in the county of Hillsborough, FL, is established at $285,000. Meanwhile, the FHA loan limit is set at $356,362 for a single-family residence.

The Lendersa® USDA loan calculator is an effective tool to compare the best rates available today between USDA and FHA loans. It helps you identify the income, credit scores, reserves, and necessary documents required for qualification. Utilizing our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA options side-by-side to decide which program in suits your financial needs best.

Review loan offers from 100 different lenders

2025 Loan Limits and Down payment Needs in Pebble-Creek, County of Hillsborough, FL

Loan Category Max Loan Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Solutions in Pebble-Creek, FL

The mission of Lendersa® is to ensure a quick and hassle-free experience in obtaining the best USDA or FHA loan. Begin with one of three approaches that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in FL

The USDA home loan, assured by the Department of Agriculture and commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Apex Capital
  • 12 Ericsson St, Boston, MA, 02122
  • Apex Capital is a private investment firm specializing in real estate secured credit investments throughout the Northeast United States We provide our real estate investor clients with bridge financing to purchase, refinance, construct, or renovate their residential and commercial investment properties when traditional lenders.
  • Great Meadow Federal Credit Union
  • 26 East Main Street, Granville, NY, 12832
  • Great Meadow Federal Credit Union is a Financial Services company serving Warren, Washington and Essex Counties in New York, as well as Addison, Bennington and Rutland Counties in Vermont for over 60 years. BauerFinancial 5Star rated for over 25 consecutive years. We are a not-for-profit cooperative financial institution serving
  • Iowa Falls State Bank
  • 601 Washington Avenue, Iowa Falls, IA, 50126
  • Iowa Falls State Bank was the first bank to reopen in Iowa Falls after the five banks in town were closed by the stresses of the Great Depression. It opened up for business on May 25,First Iowa Falls State Bank 1933, with a capital of $25,000 and a surplus of $5,000. On the first day the bank was opened, deposits of $25,000.
  • Royal Bank
  • 202 Main Street, Elroy, WI, 53929
  • Royal Bank is a locally owned and locally operated, full-service community Bank. Our tagline, Your Community Partner, embodies the deep-seeded dedication we have to our customers and the communities we serve. We are highly committed to our customers, shareholders and employees and strive to earn your complete satisfaction.
  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital
  • Watertown Savings Bank
  • 60 Main Street, Watertown, MA, 02472
  • Our mission is to be a safe and secure, independent mutual bank committed to being a leader in delivering superior personal service, quality products, and banking convenience to customers and local communities and Watertown Savings Bank wants to continue to help those it serves--customers, non-profit organizations, communities.
  • Watertown Municipal Credit Union
  • 149 Main Street, Watertown, MA, 02472
  • The Mission of the Watertown Municipal Credit Union is to serve the employees of Watertown and their families by offering high quality financial products and services. The Watertown Municipal Credit Union shall protect its member’s financial assets through a conservative management style that pays high rates on shares and charges reasonable interes
  • Blue Door Mortgage
  • 440 Harvard Street, Brookline, MA, 02446
  • With 21+ years in the Mortgage Brokerage business, BDM has helped THOUSANDS of homeowners purchase or refinance their properties. It’s a big step to purchase a new home or refinance a current mortgage loan – know that you can rely on Blue Door Mortgage to find the best loan program for you.
  • RTN Federal Credit Union
  • 600 Main Street, Waltham, MA, 02452
  • We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.
  • Home Advantage Mortgage Corporation
  • 312 Great Road, Littleton, MA, 01460
  • Home Advantage Mortage Corporation is a licensed mortgage broker, located in Littleton, Massachusetts. Established in 1993, we are licensed in Massachusetts, New Hampshire, and Maine. We offer a wide range of mortgage products at the most competitive rates available. Our products are not limited to “A” type borrowers.
  • Hanscom Federal Credit Union
  • 25 Porter Road, Suite 100, Littleton, MA, 01460
  • With $1.7 billion in assets and over 90, 000 members, we are one of the most trusted credit unions headquartered in Massachusetts. Our mobile services, education programs, and innovative products are designed to help our members become financially self-sufficient and successful, whether they're well-established or just starting out.
  • WORKERS CREDIT UNION
  • 119 Russell Street, Littleton, MA, 01460
  • Our members – both long-time and brand-new – have chosen Workers for full banking services to meet a lifetime of financial needs, and we can help you, too. We would love to show you how we can save you money, and make banking easier, and more convenient.We take the time to focus on the things that are important to you