For the year 2025, the USDA loan limit in Pebble-Creek, located in the county of Hillsborough, FL, is established at $285,000. Meanwhile, the FHA loan limit is set at $356,362 for a single-family residence.
The Lendersa® USDA loan calculator is an effective tool to compare the best rates available today between USDA and FHA loans. It helps you identify the income, credit scores, reserves, and necessary documents required for qualification. Utilizing our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA options side-by-side to decide which program in
Review loan offers from 100 different lenders
| Loan Category | Max Loan | Required Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to ensure a quick and hassle-free experience in obtaining the best USDA or FHA loan. Begin with one of three approaches that lead to matching lenders and USDA loan programs.
The USDA home loan, assured by the Department of Agriculture and commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
