USDA Vs. FHA your options comparison in Pebble-Creek, Hillsborough County, FL

For the year 2026, the USDA loan limit in Pebble-Creek, located in the county of Hillsborough, FL, is established at $285,000. Meanwhile, the FHA loan limit is set at $356,362 for a single-family residence.

The Lendersa® USDA loan calculator is an effective tool to compare the best rates available today between USDA and FHA loans. It helps you identify the income, credit scores, reserves, and necessary documents required for qualification. Utilizing our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA options side-by-side to decide which program in suits your financial needs best.

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2026 Loan Limits and Down payment Needs in Pebble-Creek, County of Hillsborough, FL

Loan Category Max Loan Required Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Solutions in Pebble-Creek, FL

The mission of Lendersa® is to ensure a quick and hassle-free experience in obtaining the best USDA or FHA loan. Begin with one of three approaches that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Exploring USDA Loans in FL

The USDA home loan, assured by the Department of Agriculture and commonly known as the USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, the USDA mortgage necessitates no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Pebble-Creek Lenders

  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Lends in Florida
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service

  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Lends in Florida
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.

  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Lends in Florida
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.

  • DeVore Financial Services
  • 19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
  • Lends in Florida
  • DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.

  • Green House Mortgage
  • 20420 Colonial Hill Dr, Tampa, FL, 33647
  • Lends in Florida
  • Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically

  • Bliss Mortgage LLC
  • 5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
  • Lends in Florida
  • Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,

  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • Lends in Florida
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!

  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • Lends in Florida
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.

  • Tampa Postal Federal Credit Union
  • 15916 N. Florida Ave, Lutz, FL, 33549
  • Lends in Florida
  • Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.