USDA Vs. FHA your options comparison in Warm-Mineral-Springs, Sarasota County, FL
In 2025, within Warm-Mineral-Springs, situated in Sarasota, FL, the USDA loan limit is $338,500, contrasting with the FHA limit, which is $356,362 when looking at a single-family home.
Leverage the Lendersa® USDA loan calculator to evaluate current top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, aiding in deciding which option in aligns with your financial strategy.
2025 loan limits and down payment requirements in Warm-Mineral-Springs, county of Sarasota, FL
Loan Type
Loan Limit
Down payment
USDA
$338,500
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Warm-Mineral-Springs, FL
The mission of Lendersa® is to facilitate obtaining the best USDA or FHA loan swiftly and effortlessly. Choose one of three starting options that connect you with suitable lenders and USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, enjoys a government guarantee from the Department of Agriculture. It is intended exclusively for rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA loan requires no down payment.
2855 Charlestown Road, Suite 300, New Albany, IN, 47150
At Riverside Mortgage we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage that’s right for you. A successful mortgage starts with a personal touch with our one-on-one meetings to understand your financial goals as well as what you can afford before you shop.
3001 Charlestown Xing Way, Suite 3, New Albany, IN, 47150
We pride ourselves in delivering dynamic and accessible services to each client because we know that this purchase is part of your story.Every signature tells a story that’s as unique as its writer. That’s why when you make the decision to finance your home through Signature Mortgage.
At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
Shell FCU is a member owned and operated cooperative serving Harris County. We offer a wide range of services at no-cost or at lower costs than traditional financial institutions, including more favorable rates on dividends and loans.Anyone who lives, works, worships, attends school, or regularly conducts business.
Lubrizol Employees' Credit Union is proud to be a member-owned, not-for-profit financial cooperative whose sole purpose is to serve its members. Our commitment to our members is consistent with our credit union principles of “Not for Profit, Not for Charity, But for Service” and our philosophy of “People Helping People
The City of Deer Park FCU was established for all current City of Deer Park Employees, Retirees, Volunteer Firefighters/ Paramedics, Elected and/or Appointed City Officials, and the extended family of those members. In 2013, membership was extended to the employees & extended family members of the Deer Park Independent School District as well.
The resourceful and skilled team at Liberty Mortgage is eager to help you reach your dreams. If you need an experienced Deer Park, TX mortgage team focused on precision, give us a call. FHA Loans with -0- lender fees and also we can usually issue a credit to the buyer to cover some of their closing costs. Credit Scores as low as 580 on FHA.
Twin Oaks Federal Credit Union was established in 1977 by Mr. Charles W. Garland and a few eager co-workers. They all shared a dream and saw a need for a credit union inside the Goodyear plant in which they worked. On March 28, 1977 Goodyear WV Federal Credit Union was chartered to serve only the employees of the Goodyear plant
We are a member owned financial cooperative whose passion is serving Texas educators and their families to provide more money, time & peace of mind.
We are a credit union dedicated to serving the financial needs of school employees and their families in the state of Texas.
We offer a full line of financial services tailored.
Highway Crossroads Credit Union was founded in August of 1953 to serve the employees, retirees, and the immediate family members of Missouri Department of Transportation (Southeast District) and Missouri State Highway Patrol (Troop E).Today, Highway Crossroads Credit Union has over 1, 600 members and assets of $14.0 million.
