USDA Vs. FHA Pro and Con comparison in Florida-Ridge, Indian River County, FL
In 2025, the USDA loan limit for Florida-Ridge, found in the county of Indian River, FL, is $285,000, while the FHA limit for a single-family home reaches $356,362.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available, and determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help decide which program in fits your unique financial needs best.
Loan Limits and Downpayment Requirements for 2025 in Florida-Ridge, Indian River County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Florida-Ridge, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without complications. Choose one of three starting options that match lenders with USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.
8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
101 Century 21 Drive, Suite 109B, Jacksonville, FL, 32216
At American Lending Services Inc. your local Florida mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity & the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals. I am passionate about helping my clients,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
8785 Perimeter Park Blvd., Jacksonville, FL, 32216
We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
I have been in the mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers and Renovation. mortgage business since 1998. My clients experience is my number one priority. I personally specialize in first time home buyers
3740 Beach Blvd, Suite 300, Jacksonville, FL, 32207
Linward Realty is an integral part of the Linward Family of Companies. Located in Jacksonville, Florida with over 50 years combined experience in Northeast Florida Real Estate, our team has transacted in excess of $50, 000, 000 in Real Estate transactions. Dating back to 1996 when Linward Development Corporation was created,
Coastline Federal Credit Union is a full–service, not–for–profit financial cooperative. We provide personal banking services but, unlike a bank, we're owned by our account holders—members like you! Our goal is to be better than a bank by delivering outstanding service, competitive savings yields.
