USDA Vs. FHA your options comparison in Florida-Ridge, Indian River County, FL
In 2025, the USDA loan limit for Florida-Ridge, found in the county of Indian River, FL, is $285,000, while the FHA limit for a single-family home reaches $356,362.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available, and determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help decide which program in fits your unique financial needs best.
Loan Limits and Downpayment Requirements for 2025 in Florida-Ridge, Indian River County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Florida-Ridge, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without complications. Choose one of three starting options that match lenders with USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.
5684 Bishop Avenue, Inver Grove Heights, MN, 55076
Key Community Bank has been serving the Inver Grove Heights & surrounding areas for over 20 years. We are here to help you on your financial journey. Stop in today to see why banking with us is truly exceptional & also Key Community Bank provides personalized banking services to small & medium sized businesses & individuals in our local community.
The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
2230 Eagle Creek Lane, Suite A, Woodbury, MN, 55129
BWB is an independent bank made up of a small group of investors with a vision to create a different, more extraordinary and refreshing banking experience – much like the Boundary Waters itself. We are a team of dedicated financial experts that understands every business journey is unique.
A half-century ago, in 1956, Ward County Credit Union was founded in Monahans, Texas by a group of teachers and operated out of a class room during the school year and the volunteer manager’s kitchen table during the summer. The member deposits were then and are now used to make loans that benefit the members and the families we serve.
Garden City Teachers Federal Credit Union is a Full Service Financial Institution serving you since 1952. We have a closed membership, and to qualify for membership you have to be one of the following: Employee of Deerfield School District, Employee of High Plains Educational Cooperative, Employee of the Boards of Education for Finney County.
Accomplish your financial goals with help from your community banking partner—Western State Bank in Garden City. Our family-owned, local bank proudly serves seven Western Kansas communities. Through our first-class personal and business banking solutions, we have the products, services and expertise our customers need to achieve their goals.
We make our loans convenient for our members with competitive rates and flexible terms. Loans are available for a wide range of purposes including, auto loans and leases, motorcycles, signature loans, overdraft protection, consolidation and many other uses. Apply in person, by phone, mail or online.
