USDA Vs. FHA Pro and Con comparison in Florida-Ridge, Indian River County, FL
In 2025, the USDA loan limit for Florida-Ridge, found in the county of Indian River, FL, is $285,000, while the FHA limit for a single-family home reaches $356,362.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available, and determine necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to help decide which program in fits your unique financial needs best.
Loan Limits and Downpayment Requirements for 2025 in Florida-Ridge, Indian River County, FL
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Florida-Ridge, FL
Lendersa® aims to swiftly connect you with the best USDA or FHA loan without complications. Choose one of three starting options that match lenders with USDA loan programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or a USDA mortgage, and is available solely in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.
65 Bleecker Street, Fifth Floor, New York, NY, 10012
Andrew Davidson & Co, Inc. is the leading provider of risk analytics and consulting for the mortgage (MBS) and asset-backed securities (ABS) industry. We develop & license prepayment & credit models as well as risk measurement tools that are the benchmark analytics used by top mortgage & commercial banks, insurers, credit unions, broker-dealers.
First Community Bank of the Ozarks is a financial institution that is committed to serving the personal and business banking needs of the Branson, Hollister and Forsyth communities. Because we’re a community bank, we offer local decision-making from people you know and trust. First Community Bank Established in 1993.
Transfiguration Parish Federal Credit Union started its operations in the basement of the Transfiguration Church convent on Marcy Avenue in Brooklyn, New York in 1962. Father Karvelis wanted to provide our community with the financial tools and services at a lower cost as compared to other financial institutions.
285 North 6th St, Second Floor, Brooklyn, NY, 11211
Go Rascal is the story of how two guys, Scott Valins, acknowledged as one of the best mortgage brokers in the country, and David Williams, an accomplished corporate finance and operations professional who built one of the country’s fastest growing online recruiting marketplaces, raised an idea together. And how, in the process, they are raising the
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1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.
GenoaBank, founded in 1902, is a locally-owned, independent community bank that provides a broad range of banking services to both business and private customers in counties of Lucas, Ottawa, Sandusky, Wood, Fulton, Erie and the Michigan County of Monroe. Since the time GenoaBank first opened its doors, it has continued to expand
