USDA Vs. FHA your options comparison in Three-Oaks, Lee County, FL
As of 2026, the USDA loan limit in Three-Oaks, within Lee county, FL, stands at $315,100, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to assess the best USDA versus FHA rates available today. It helps you ascertain the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to assist you in determining which option best fits your financial needs in .
Loan Limits and Downpayment Requirements for 2026 in Three-Oaks, Lee county, FL
Loan Type
Loan Limit
Down Payment
USDA
$315,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Choices in Three-Oaks, FL
Lendersa® aims to provide you with an optimal USDA or FHA loan quickly and efficiently. You can choose from three starting points that connect you with matching lenders and USDA loan options.
The USDA home loan is backed by the Department of Agriculture and is commonly referred to as the USDA rural development loan or mortgage. It is specially available in rural areas and does not require any down payment, unlike FHA loans which demand a minimum down payment of 3.5%.
While our name - First Bank - may be relatively new, our roots run deep in Sterling and Rice County. Originally known as Farmers State Bank, the bank opened for business in Sterling on March 24, 1907 with Frank W. Ross as president. The previous November the bank was incorporated by a group of farsighted community business, farmers.
321 Walnut Street, Suite 412, Newtonville, MA, 02460
Debbie Siegel founded her mortgage brokerage firm Westchester Mortgage in 2000. Since then, she has helped hundreds of clients buy or refinance their homes. In addition, she’s cultivated an extensive professional network of real estate attorneys, insurance agents, contractors, mediators, business coaches, and financial planners.
404 South Huntington Avenue, Jamaica Plain, MA, 02130
Endeavor Capital is a “unique requirements” private lender where every real estate loan represents a special situation. Although we welcome opportunities that come with sophisticated PowerPoint business plan presentations and exceptionally well-defined exit strategies, we are usually quite comfortable in simply discussing the real estate loan reque
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.
Membership in this credit union is open to residents of Warren County,
"As a full-service commercial bank, we offer a broad range of financial services, including:
Online and mobile banking
Consumer and commercial loans
Trust and retirement services
Money market and deposit accounts
Wealth management
Insurance services
Since 1851, we have been serving this region and helping our neighbors achieve their f
Union State Bank of Bridgewater opened for business on January 6, 1890, under the name of Union Bank. It was operated and owned by J.G. Hendry, President, G.G. Rechtenbach, Cashier, and Wes Tyler and Union State Bank of Greenfield and Bridgewater provides competitive rates on personal and business loans, and offers a full range of personal and bank
Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.
