FHA Vs. USDA loan program for Macclenny, Baker County, Florida

In 2025, USDA loan limit in Macclenny, county of Baker, FL is $345,900 while FHA limit is $526,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Macclenny, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(785) 336-6121 1027 miles Lender's profile and map Reviews The State Bank of Bern 402 Main St, Bern, KS, 66408 The State Bank of Bern and its State Bank of Axtell branch have been cornerstones of the Bern and Axtell communities for 120+ years. We are proud to be a locally owned bank with decisions made right here in our communities, so we can give our customers the kind of ‘home town’ service they have become accustomed to over the years.
(781) 389-4060 1027 miles Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 1027 miles Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 1027 miles Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
(617) 928-1900 1027 miles Lender's profile and map Reviews Atlas Mortgage 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494 We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
(325) 762-2222 1027 miles Lender's profile and map Reviews First National Bank Albany/Breckenridge 100 S. Main, Albany, TX, 76430 First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
(515) 993-4581 1027 miles Lender's profile and map Reviews Raccon Valley Bank 1009 Court Street, Adel, IA, 50003 At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
(920) 234-5641 1027 miles Lender's profile and map Reviews Mortgage Nerds, LLC 4090 W Spencer St, Appleton, WI, 54914 Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
(580) 886-2231 1028 miles Lender's profile and map Reviews Community State Bank of Canton 101 W Main St, Canton, OK, 73724 Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
(316) 830-2226 1028 miles Lender's profile and map Reviews The Halstead Bank 314 Main Street, Halstead, KS, 67056 The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
(617) 325-1999 1028 miles Lender's profile and map Reviews Energy Credit Union 156 Spring Street, West Roxbury, MA, 02132 At Energy Credit Union, we are committed to helping members achieve their financial goals. Since 1931, we have offered low cost loans, high interest savings products, and outstanding member service.Membership in Energy Credit Union is open to those who live or work in certain communities and to employees.