USDA and FHA Pro and Con in Macclenny, Baker County, FL
In 2026, the USDA loan limit for Macclenny in Baker, FL, is $345,900, while for a single-family home, the FHA limit is $526,700.
Use the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA available today. It helps you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable option for your financial needs in .
Loan Limits and Down Payment Requirements for 2026 in Macclenny, Baker, FL
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Macclenny, FL
Lendersa® aims to connect you with the best USDA or FHA loan promptly and effortlessly. Choose from three starting options that help match you with lenders offering USDA loan programs.
A USDA home loan, which is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431
Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
The Bank of Beaver City was chartered in 1902, five years before Oklahoma statehood, by a group of local businessmen to provide much needed banking services to the Beaver, Oklahoma area. The Bank expanded in 2007 by constructing the Liberal Banking Center in nearby Liberal, KS. This made two full service banking locations to meet customer needs.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
380 Saint Peter St, Suite 500, Saint Paul, MN, 55102
We offer banking, mortgage, investment, wealth management, trust and insurance in Minnesota, North Dakota and Wisconsin. We’re here to help you solve your toughest problems, seize your biggest opportunities, and achieve success on your terms, now and in the future. Bremer Bank has roots in the places where we live and work that go back to 1943.
We are a locally owned, full service bank based in Norfolk, Nebraska with locally managed branches across Nebraska and Iowa. We have been serving our communities for over 50 years. BankFirst is the local bank you can trust. With 12 locations spread across Nebraska and Iowa, we are invested in the communities we serve.
Northeast Nebraska Federal Credit Union is a “not for profit” financial institution where you’re an owner. So what does that mean exactly? Simply, profits are not given to stockholders, like a bank. Profits are reinvested into your credit union to lower loan rates, and increase dividends.
At City & County Credit Union, we work relentlessly as a not-for-profit financial cooperative to provide the best for our members, employees and community. Guided and owned by our members, we offer financial accounts and tools that make our members' financial lives less stressful.
445 Minnesota St, Suite 1550, Saint Paul, MN, 55101
As hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client. We often provide funding in only a few days for hard money loans in Saint Paul and throughout Minnesota.hard money lenders in St Paul, MN our mission is to deliver low rates and fast approval for every client.
FirstBank & Trust is not your ordinary community bank! We are a growing, dynamic local bank that is strengthened by HTLF, a multi-billion-dollar financial services company that has been named a Forbes Best Bank.
We offer our employees unlimited opportunities for career development.
We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.
At Security Mortgage, a professional mortgage company specializing in residential mortgages. At Security Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants. Our consultants know what it takes to get through underwriting quickly.
