In 2025, the USDA loan limit for Macclenny in Baker, FL, is $345,900, while for a single-family home, the FHA limit is $526,700.
Use the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA available today. It helps you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $345,900 | 0% |
| FHA | $526,700 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to connect you with the best USDA or FHA loan promptly and effortlessly. Choose from three starting options that help match you with lenders offering USDA loan programs.
A USDA home loan, which is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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