USDA Loan Vs. FHA loan for Macclenny, FL [Baker County Rates 2023]

In 2024, USDA loan limit in Macclenny, county of Baker, FL is $345,900 while FHA limit is $526,700 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Macclenny, FL

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Florida?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 228-5300 https://www.dfdfcu.com/ 1448 miles Lender's profile and map Reviews Denver Fire Department Federal Credit Union 12 Lakeside Lane, Denver, CO, 80212 Denver Fire Department Federal Credit Union is a not-for-profit, locally owned financial cooperative here to help you achieve your financial goals. The credit union was started by Denver Firefighters for professional firefighters in 1938. Today we still only serve professional firefighters and their immediate family members.
(720) 248-7793 http://connerycapital.com/ 1448 miles Lender's profile and map Reviews Connery Capital Mortgage of Colorado 4218 W 41st Ave, Denver, CO, 80212 Ryan Connery graduated from University of Colorado Boulder in 2008. Since then, he has lived all around the country but eventually decided to call Colorado his permanent home. In past experience, he has worked for large and small mortgage banks but prefers the more personal experience for clients while also getting fair costs and rates.
(720) 441-8627 https://www.blueprintmortgagegroup.com/ 1448 miles Lender's profile and map Reviews Blueprint Mortgage Group LLC 2491 Perry Street, Denver, CO, 80212 Blueprint Mortgage Group LLC is a Colorado Limited-Liability Company filed On March 27, 2019. The company's filing status is listed as Good Standing and its File Number is 20191271164. The Registered Agent on file for this company is Blueprint Mortgage Group LLC and is located at 2491 Perry Street, Denver, CO 80212
(303) 569-8447 https://saltfunding.com/ 1448 miles Lender's profile and map Reviews Salt Funding - Hard Money Lender 3700 Tennyson Street, Suite 12070, Denver, CO, 80212 Salt Funding is a Denver based Private Money lending company. We pride ourselves on fee transparency and speed in lending. Focus is on single family and multi-family residential non-owner occupied loans. Our typical loan is a 6-12 month term at 10% and 2 points for the first 6 months.
(303) 335-6822 http://www.coloradohomeloansllc.com/ 1448 miles Lender's profile and map Reviews Colorado Home Loans 2121 W 84th Ave, Suite 201, Denver, CO, 80260 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
303 429 1990 https://www.tabs-llc.com 1449 miles Lender's profile and map Reviews https://www.tabs-llc.com 7907 Zenobia St, Westminster, CO, 80030 TABS, LLC is a family owned and operated hard money lender in Colorado, especially the Denver Metro area. We specialize in financing non-owner occupied investment properties in Colorado. Our specialty is hard money mortgages, short term interest only loans, private loans, and real estate investment loans. At TABS, LLC you are always speaking with a
(505) 662-3421 https://lascu.org/ 1449 miles Lender's profile and map Reviews Los Alamos Schools Credit Union 1010 Central Avenue, Los Alamos, NM, 87544 As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.
(720) 962-8200 https://foothills-cu.com/ 1449 miles Lender's profile and map Reviews Foothills Credit Union 7990 W Alameda Ave, Lakewood, CO, 80226 Foothills Credit Union is your community Credit Union. We are a reliable, full service, member-owned cooperative currently serving over 9,000 members in both Jefferson and Larimer Counties. Foothills Credit Union started in 1946 as VAR 39 Credit Union serving a few different government employee groups.
(303) 234-1700 https://www.cudenver.com/ 1449 miles Lender's profile and map Reviews Credit Union of Denver 9305 W. Alameda Ave, Lakewood, CO, 80226 As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down.
(303) 478-9126 http://www.coloradomortgageplanner.com/ 1449 miles Lender's profile and map Reviews Colorado Mortgage Loan 550 S. Wadsworth Blvd, Suite 301, Denver, CO, 80226 We are a direct lender, which means we can sell directly to the bigger banks or directly to Fannie Mae, Freddie Mac, and Ginnie Mae. This means that we can work without restrictions of other bank overlays creating fewer needed items and a smoother process. We do everything ‘in house’; processing, underwriting, and closing.
(720) 775-2718 https://www.landabovegroundmtg.com/ 1449 miles Lender's profile and map Reviews Land Above Ground Mortgage Inc 7500 W Mississippi Ave, Unit B-122, Denver, CO, 80226 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan