USDA and FHA Pro and Con in Macclenny, Baker County, FL
In 2025, the USDA loan limit for Macclenny in Baker, FL, is $345,900, while for a single-family home, the FHA limit is $526,700.
Use the Lendersa® USDA loan calculator to compare the best rates of USDA versus FHA available today. It helps you determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the most suitable option for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Macclenny, Baker, FL
Loan Type
Loan Limit
Down Payment
USDA
$345,900
0%
FHA
$526,700
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Macclenny, FL
Lendersa® aims to connect you with the best USDA or FHA loan promptly and effortlessly. Choose from three starting options that help match you with lenders offering USDA loan programs.
A USDA home loan, which is guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
1214 Church Street, Suite 100, Nashville, TN, 37246
Enbright Credit Union began as Electric Service Credit Union. The employees of Nashville Electric Service founded the credit union in 1951, when eleven charter members deposited $5 each plus a twenty-five-cent membership fee. The State of Tennessee approved the credit union’s charter
Ironhorse LLC is comprised of former accomplished Bankers, CFO’s & Financial Managers – we have owned businesses & know first-hand how critical it is to have adequate capital to operate and grow a business. We operate Ironhorse with purpose & within a culture of honor to represent our small business customer with integrity and a sense of service.
258 Blue Prince Road, Suite 102, Bluefield, WV, 24701
The Mercer County WV Teachers Federal Credit Union (MCWVTFCU) has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, MCWVTFCU will continue a sound yet progressive.
Peoples Bank & Trust Company was chartered in 1923 and has operated continuously since its inception. Since its inception, the Bank’s primary mission has been to serve the banking needs of Hazard, as well as Perry County and the surrounding counties Peoples Bank & Trust Company has occupied the same building at 524 Main Street for 90 years.
The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,
The Hardin County Bank is a locally owned and operated, growing Financial Services Center dedicated to serving our community since 1973. With offices in Savannah, Adamsville, and Pickwick/Counce, we can provide fast, courteous service, and furnish the most up to date financial products available in the banking industry.
As a CDFI, Citizens Bank puts its communities first and values local economic growth. It does so by investing in areas underserved by the traditional banking sector, engaging in lending that supports affordable housing, small businesses and community facilities, and providing technical financial assistance to its customers.
Marketplace Mortgage of TN, LLC is a premier mortgage lender in Nashville, combining national strength with southern hospitality. We are proud to be one of the best mortgage lenders in the Middle Tennessee area. We happily serve clients in Nashville, Murfreesboro, Hermitage, Clarksville, and more.
The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
Tennessee Employees Credit Union has been open since 1993. The credit union has assets totaling $31.01 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
