USDA and FHA Pro and Con in Athens, Clarke County, GA
As of 2025 in Athens, located in Clarke county, GA, the USDA loan limit stands at $0. In contrast, the FHA loan limit for a single-family residence is $516,350.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for both USDA and FHA loans, so you can understand the income, credit score, reserves, and documents required to qualify. Our advanced mortgage comparison tool allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding in determining which program in suits your financial circumstances best.
2025 loan limits and down payment requirements in Athens, Clarke county, GA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$516,350
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in Athens, GA
The mission of Lendersa® is to secure you an optimal USDA or FHA loan swiftly and efficiently. Initiate one of three pathways to match with lenders offering suitable USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is accessible in rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
FitzGerald Financial Group is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. FitzGerald Financial Group is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to
Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions.
At America Trust Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
5640 Nicholson Lane, Suite 210, Rockville, MD, 20852
BMIC has a customized process that is simple and straightforward, allowing us to complete a loan application in a matter of minutes. We will have a loan decision for our clients within an hour. At that time, BMIC will issue a formal loan approval.BMIC recognizes that each circumstance is unique
5010 Nicholson Lane, Suite 100, Rockville, MD, 20852
At American Capital Financial Group, LLC. We are a full-service local mortgage company based in Rockville, MD. We specialize in First Time Home Buyers, Purchase, Refinance, VA, FHA, JUMBO and USDA Loans specifically in Maryland, Washington DC and Virginia. Here at American Capital Financial Group, we give you all the options of buying a home.
11140 Rockville Pike, Suite 400, North Bethesda, MD, 20852
Infinity Financial Services, LLC is a boutique mortgage company for both residential and commercial lending.The company was founded in 2000 by Sandra Marshall, a Maryland native and financing expert with more than 20 years of diverse experience in the lending and real estate industry.
11140 Rockville Pike, Suite 400, Rockville, MD, 20852
Abel Commercial Funding offers business and commercial real estate financing products all over the country and is a leading lender for commercial finance. We have spent years helping businesses of all sizes thrive in an up and down market. We know you need plenty of working capital to keep your business successful
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
