USDA Vs. FHA your options comparison in Athens, Clarke County, GA
As of 2025 in Athens, located in Clarke county, GA, the USDA loan limit stands at $0. In contrast, the FHA loan limit for a single-family residence is $516,350.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for both USDA and FHA loans, so you can understand the income, credit score, reserves, and documents required to qualify. Our advanced mortgage comparison tool allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding in determining which program in suits your financial circumstances best.
2025 loan limits and down payment requirements in Athens, Clarke county, GA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$516,350
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in Athens, GA
The mission of Lendersa® is to secure you an optimal USDA or FHA loan swiftly and efficiently. Initiate one of three pathways to match with lenders offering suitable USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is accessible in rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.
We want to hear from you and are available to help you find a lender as quickly as possible. No matter what your credit score is or don’t have one, contact us today. We want to help you find a lender who can offer you a loan for bad credit that fits your needs. You don’t have to pay us anything – our services are completely free.
CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
Norfolk Community Federal Credit Union was chartered on August 11, 1953. We are a federally chartered and insured credit union. A credit union is a not-for-profit, membership-owned financial institution. Known for its strong consumer-orientation, a credit union is organized to serve a community, a company or a municipality
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
Savings Bank of Walpole is a state chartered mutual savings bank insured by the Federal Deposit Insurance Corporation (FDIC).
We are a financial institution like no other in our market, a financial institution without a shareholder, a mutual bank. Here today, and prepared for tomorrow. Providing the best in banking values — we are your advocat
First Citizens’ Federal Credit Union was originally named Bristol Credit Union and was organized as a State Chartered Credit Union on November 17, 1937, to serve employees and residents of Bristol County, Massachusetts. Our name was changed to Citizens’ Credit Union when we expanded our operating field of membership to include Bristol, etc
