USDA and FHA Pro and Con in Athens, Clarke County, GA
As of 2026 in Athens, located in Clarke county, GA, the USDA loan limit stands at $0. In contrast, the FHA loan limit for a single-family residence is $516,350.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates for both USDA and FHA loans, so you can understand the income, credit score, reserves, and documents required to qualify. Our advanced mortgage comparison tool allows you to compare USDA, FHA, Conforming, and VA loan options side by side, aiding in determining which program in suits your financial circumstances best.
2026 loan limits and down payment requirements in Athens, Clarke county, GA
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$516,350
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in Athens, GA
The mission of Lendersa® is to secure you an optimal USDA or FHA loan swiftly and efficiently. Initiate one of three pathways to match with lenders offering suitable USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA mortgage or rural development loan, is accessible in rural areas exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not necessitate any down payment.
3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002
America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
Nickel Steel Federal Credit Union is a Federal Credit Union with assets of 5272479 and headquarters in Lima, OH. The Ohio Steel Foundry Employees Lima Federal Credit Union was founded on November 10, 1953 to solely serve the employees of the Ohio Steel Foundry Co. of Lima, their immediate family members, and the employees of the credit union.
Advantage Financial Services specializes in offering installment loans to help families and individuals make ends meet. Whether it’s an unexpected expense, an upcoming repair bill or even a pending school expense, we understand that life brings with it many situations that stretch budgets.
At HomeKey Mortgage, LLC. We are a full-service mortgage company, conveniently located in Hammond & Denham Springs, with mobile services available throughout the state of Louisiana. We specialize in conventional loans, USDA loans, FHA loans, VA loans & Reverse Loans. Whether you are buying a home or refinancing in any of these zip codes: 70403,
The Farmers Bank is a $775 million asset organization chartered in 1876 with headquarters in Frankfort, IN. The Farmers Bank is locally owned and operated with 10 banking offices located in Central Indiana providing retail, business, investment & trust services, mortgage, and electronic banking services.
Our primary mission is to provide a safe, secure place for local depositors to invest their savings and to reinvest their deposits primarily in home mortgage loans which enable our borrowers to buy, build, and repair homes in our local community. Established in 1926, Fifth District is a federal mutual savings association.
