In 2026, the USDA loan limit for Watkinsville, within Oconee County, GA, is set at $366,100, while the FHA limit for a single-family home reaches $516,350.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining the income, credit reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program in best fits your financial situation.
2026 Loan Limits and Downpayment Requirements in Watkinsville, Oconee County, GA
Loan Type
Loan Limit
Down Payment
USDA
$366,100
0%
FHA
$516,350
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Watkinsville, GA
Lendersa® aims to secure the most suitable USDA or FHA loan quickly and without hassle. Select from three starting points to link with lenders and explore USDA loan programs.
The USDA home loan, insured by the Department of Agriculture and also known as a rural development loan, is designed for rural areas only. In contrast to FHA loans needing a 3.5% down payment, USDA mortgages require no down payment at all.
211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.
16410 Blanco Road, Suite 3, San Antonio, TX, 78232
Marquee Mortgage offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" TRUSTED ADVISOR to guide you through the often difficult and confusing process.
17890 Blanco Rd, Suite 309, San Antonio, TX, 78232
Searchers Capital was formed by a real estate investor for real estate investors.We provide value to investors in three ways: speed,certainty of execution & property consultation.The majority of our loans close very fast after the loan application is submitted.We also invest in properties in all of our markets ourselves so we can add value for you
Revolution Mortgage (NMLS #1686046) is a nationwide lender that offers lower rates and payments for refinancing and home purchase loans. We leverage technology to boost efficiencies in the loan process to give you a lower rate, faster closing, and a brand experience that's ridiculously amazing. Founded in Columbus, Ohio,
1270 N. Loop 1604 E, Suite 100, San Antonio, TX, 78232
Pilgrim Mortgage is a full-service, residential mortgage bank founded in 2006 and headquartered in San Antonio, Texas. With superior talent, we offer a truly personalized mortgage lending experience tailored to meet your individual financial goals. Our mission is to match each of our clients with the right loan.
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 E Bush Lake Road, Suite 350, Edina, MN, 55439
Venture Commercial Mortgage is a full-service, commercial mortgage banking firm providing loan origination, loan servicing, and equity procurement for commercial real estate properties. In 1990, our founder Mick Thorsland took his extensive experience in commercial real estate financing and opened Venture Commercial Mortgage.
