USDA Vs. FHA your options comparison in Watkinsville, Oconee County, GA
In 2025, USDA loan limit in Watkinsville, county of Oconee, GA is $366,100 while FHA limit is $516,350 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Watkinsville, county of Oconee, GA
Loan Type
Loan Limit
Down payment
USDA
$366,100
0%
FHA
$516,350
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Watkinsville, GA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
15871 City View Drive, Suite 300, Midlothian, VA, 23113
At Village Bank, we believe you're a neighbor, not a number.
Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank.
CBB is cooperatively owned by community banks, run by community bank executives and only works with community banks. We are state-chartered and federally-regulated and we abide by all of the regulations and guidelines that govern community banks. We are as community as a bank gets.
15871 City View Drive, Suite 300, Midlothian, VA, 23113
Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every person, to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage lender. It is a place where the power of friendship, community and people working together.
Bank of Central Florida was founded to serve the financial needs of the local marketplace. The Bank is guided by a local Board of Directors with deep roots in the Central Florida area. These Board members have vast knowledge of the local business climate & are driven by their vision for a financial services institution.
"We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
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The Firefighters and Company Federal Credit Union was organized as the "Dayton (Ohio) Firemen Federal Credit Union" on the 4th day of June, 1935. The charter members-all fire department employees-applied for permission to organize and operate a Federal Credit Union. The Firefighters and Company Federal Credit Union is a community credit union.
CODE Credit Union is a member-owned, cooperative financial institution that has been serving municipal employees and select companies and organizations since 1940. We continuously strive toward excellence by providing a comprehensive range of quality products and services to meet our members' financial needs.
3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
