USDA Vs. FHA Pro and Con comparison in Jefferson, Jackson County, GA

In 2025, USDA loan limit in Jefferson, county of Jackson, GA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Jefferson, county of Jackson, GA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Jefferson, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • UFF West Funding Corp
  • 18881 Von Karman Ave, 11th FL, Irvine, CA, 92618
  • We provide our partners the individualized service from submission through funding by having a dedicated team of employees at every milestone of the transaction. The core of this team has a working relationship of 10 or more years together. If practice makes perfect get ready to experience perfection
  • Tony Ronan
  • 15520 Rockfield Blvd, Suite G, Irvine, CA, 92618
  • Tony truly believe that I am qualified for the position. My career in Real Estate spans 30 years and I’ve funded over $700 million in home loans since 1992 and closed over 3, 700 transactions. Currently, I am a top producing loan officer/Branch Manager and Real Estate Broker Associate.
  • Homeowners First Mortgage
  • 108 Pacifica, Suite 250, Irvine, CA, 92618
  • Homeowners First Mortgage offers the promise of longevity and security along with a commitment to service excellence. Homeowners First Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. We are recognized as the industry leader in mortgage partnerships.
  • Dimension Funding
  • 6 Hughes, Irvine, CA, 92618
  • Since 1978, Dimension Funding has worked hard to build and maintain its solid track record and reputation as a trusted source of capital for America’s small and medium-sized business owners, entrepreneurs, professionals and owner-operators by providing commercial financing and lease financing for virtually any type of equipment, good or product.
  • Proven Mortgage
  • 400 Spectrum Center Dr, Suite 700, Irvine, CA, 92618
  • We help people access loan programs so they can achieve their goals of homeownership in a program that suits their individual wants and needs. We do this to make a positive difference in people’s lives, to give people tools and resources to help themselves and to build relationships and be a part of someone’s success.
  • Delight Funding Inc.
  • 300 Spectrum Center Dr, Suite 970, Irvine, CA, 92618
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CEM Capital
  • 200 Spectrum Center Drive, Suite 300, Irvine, CA, 92618
  • CEM Capital is a full-service mortgage banking and commercial real estate investment company that specializes in utilizing capital to provide liquidity to real estate investors, developers, banks, savings institutions, and mortgage companies. Our core service includes the nationwide origination of commercial real estate loans.
  • Network Capital Funding Corporation
  • 7700 Irvine Center Drive, 3rd Floor, Irvine, CA, 92618
  • We care deeply about figuring out how to make our client’s dreams into a reality. We’re about transforming the equity in your home into capital to pay for college tuitions, dream vacations, or weddings, without adding extra costs or burdens. Our unique system simplifies and streamlines the mortgage process.
  • Inspira Group, Inc.
  • 9070 Irvine Center Dr, Suite 250, Irvine, CA, 92618
  • "At Inspira Group, we think you should have it all: a beautiful new dream home, the top dollar for your old home, and preferred providers to finance it all. We care about the process as much as you do. That’s why every client is in great hands with Inspira Group. We take a comprehensive, seamless approach to buying, selling,"
  • Loandrone, Inc.
  • 400 Spectrum Center Drive, Suite 1660, Irvine, CA, 92618
  • Loandrone, Inc. is a mortgage lending company headquartered in Irvine, CA that believes in putting its customer’s interests first. We offer home purchase and refinance loans to our customers. We search through hundreds of loan programs and pricing to find the best option for you. Your financial wellness is our top priority. Currently.
  • RPM Bancorp. Inc.
  • 300 Spectrum Center Drive, Suite 400, Irvine, CA, 92618
  • At RPM Bancorp, Inc., where we specialize in residential mortgages. At RPM Bancorp, Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Clear Mortgage Capital Inc
  • 100 Pacifica, Suite 100, Irvine, CA, 92618
  • Clear Mortgage Capital Inc is a brokerage dedicated to improving the home-buying experience through exceptional speed, savings, and service After working in the finance industry for 20 years. I have done a full circle back into mortgage and commercial loans. Having worked in retail banking, business banking & home mortgage.