USDA VS FHA in Statham, Barrow County, GA

In 2026, the USDA loan limit for Statham in Barrow, GA, stands at $377,200. Meanwhile, the FHA limit for a single-family home is $592,250.

Use the Lendersa® USDA loan calculator to compare the best USDA and FHA rates today, determining the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable plan in based on your financial needs.

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2026 Loan Limits and Downpayment Requirements in Statham, Barrow County, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Statham, GA

Lendersa® aims to secure the best USDA or FHA loan swiftly and without complication. You can begin from one of three pathways to connect with lenders and delve into USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in GA

The USDA home loan, endorsed by the U.S. Department of Agriculture and also known as a rural development loan or USDA mortgage, is solely available in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Statham Lenders

  • American Wholesale Mortgage Inc.
  • 367 Resource Parkway, Winder, GA, 30680
  • Lends in Georgia
  • Offering Home buying/refinancing at Wholesale Rates & Costs to Residents in Georgia. We are a family serving families and American Wholesale Mortgage, Inc. is blessed to be a part of your family's story. Thank you for that honor and privilege. Our goal is to provide you the experience, knowledge and support to make sure the process is as easy

  • Classic City Bank
  • 2365 W. Broad Street, Athens, GA, 30606
  • Lends in Georgia
  • Classic City Bank is a local, community bank that was started in Athens, Georgia, in November 2020, with the goal of providing the businesses and the citizens of the Athens community "banking the way it should be". With over 100 years of combined banking experience in the Athens market, the management team of Classic City Bank offers a Local

  • Bank South Mortgage
  • 100 Athens Town Boulevard, Suite 2, Athens, GA, 30606
  • Lends in Georgia
  • BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,

  • Pinnacle Bank
  • 1901 West Spring Street, Monroe, GA, 30655
  • Lends in Georgia
  • Pinnacle Bank has been a locally owned, community bank since 1934. We specialize in meeting our customers' financial needs, both now and into the future. Local decisions, quick responses and numerous locations are just a few of the reasons to choose Pinnacle Bank and also Pinnacle Bank is a state chartered community bank serving Elbert, Franklin, H

  • First American Bank & Trust
  • 300 College Avenue, Athens, GA, 30601
  • Lends in Georgia
  • At First American Bank & Trust, our core convictions are not just vague words in a book no one reads. For us, it's the way our business is done. We found them easy to identify because it's what we do. They're what make us the strong and stable, local bank that's here for you. We are a financial institution that specializes in serving you.

  • Oconee State Bank
  • 35 North Main Street, Watkinsville, GA, 30677
  • Lends in Georgia
  • Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.

  • Remarkable Mortgage
  • 35 North Main Street, Watkinsville, GA, 30677
  • Lends in Georgia
  • Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.

  • Aviante Mortgage
  • 1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677
  • Lends in Georgia
  • "Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd.
    Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182

  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • Lends in Georgia
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers