USDA Vs. FHA your options comparison in Jesup, Wayne County, GA
In 2026, the USDA loan limit in Jesup, located in Wayne County, GA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to explore top USDA versus FHA rates today and figure out the income, credit scores, reserves, and required documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help decide which program in Alabama suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Jesup, Wayne County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jesup, GA
The aim of Lendersa® is to promptly connect you with the ideal USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development or USDA mortgage loan, exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA loan needs none.
Interstate Credit Union has been a local not-for-profit, member-owned cooperative. People who do their banking at Interstate Credit Union are members, not just customers. They are full voting members and own a “share” in the Credit Union with their primary savings account. Everyone must keep $5 in their primary savings account to remain a member.
In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.
At Community Bank of Georgia, we are continually trying to maintain the personal feel of a true community bank while offering all of the latest financial products for our customers. As part of your community, we take pride in the relationships we have developed with our customers and understanding their individual needs.
GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.
Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.
Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
Since 1953 Glynn County Federal Employees Credit Union has been serving our members as a not-for-profit financial cooperative owned and controlled by our members. Instead of stockholders, a voluntary Board of Directors. Supervisory Committee and Credit Committee oversee the credit union.
Southeastern Bank, established in 1888, has a long history of serving its customers and communities. From deposit accounts and loans to investments and more, Southeastern Bank has the financial products you need most. Southeastern Bank has 10 locations throughout coastal Georgia and northeast Florida.
