In 2025, the USDA loan limit in Jesup, located in Wayne County, GA, is set at $336,500. For a single-family home, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to explore top USDA versus FHA rates today and figure out the income, credit scores, reserves, and required documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help decide which program in Alabama suits your financial needs best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to promptly connect you with the ideal USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and USDA loan options.
A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development or USDA mortgage loan, exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA loan needs none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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