USDA Vs. FHA your options comparison in Jesup, Wayne County, GA

In 2026, the USDA loan limit in Jesup, located in Wayne County, GA, is set at $336,500. For a single-family home, the FHA limit is $472,030.

Employ the Lendersa® USDA loan calculator to explore top USDA versus FHA rates today and figure out the income, credit scores, reserves, and required documents for eligibility. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side to help decide which program in Alabama suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Jesup, Wayne County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Jesup, GA

The aim of Lendersa® is to promptly connect you with the ideal USDA or FHA loans without hassle. Choose one of three starting paths to match with lenders and USDA loan options.

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What Constitutes a USDA Loan in GA?

A USDA home loan, guaranteed by the Department of Agriculture, is commonly called a USDA rural development or USDA mortgage loan, exclusively available in rural areas. Unlike FHA loans requiring a 3.5% down payment, the USDA loan needs none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.

  • Community Banks of Shelby County
  • 126 North Grand Ave, Cowden, IL, 62422
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  • First National Bank of Waterloo
  • 228 South Main Street, Waterloo, IL, 62298
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  • Bank of Belleville
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  • 207 West Church St, Salem, AR, 72576
  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson.

    Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)

  • The Farmers Savings Bank
  • 111 West Main Street, Spencer, OH, 44275
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    Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website

  • The Fort Jennings State Bank
  • 120 North Water St., Fort Jennings, OH, 45844
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  • 1810 Buchholzer Boulevard, Akron, OH, 44310
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