In 2026, the USDA loan limit in Canton, located in Cherokee county of GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in selecting the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $377,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to quickly and easily getting you the best USDA or FHA loans available. Choose one of three starting strategies to match with lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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