USDA Vs. FHA your options comparison in Woodstock, Cherokee County, GA

For 2025, the USDA loan limit in Woodstock, within Cherokee county, GA, stands at $377,200. Meanwhile, for a single-family home, the FHA limit is $592,250.

Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the optimal program for your financial needs in .

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Loan Limits and Downpayment Requirements in Woodstock, Cherokee County, GA for 2025

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Woodstock, GA

Lendersa® aims to deliver the best possible USDA or FHA loans promptly and without hassle. Choose from one of three starting points to find matching lenders and USDA loan solutions.

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Understanding USDA Loans in GA

The USDA home loan is guaranteed by the Department of Agriculture, also known as the USDA rural development loan. It is strictly available in rural areas. USDA loans require no down payment, unlike FHA loans that need a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Loansteady LLC
  • 7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
  • Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
  • Washington Capital Partners
  • 2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
  • "WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
  • Bank of St. Elizabeth
  • 215 Main Street, Saint Elizabeth, MO, 65075
  • We are a locally and family owned, community bank that was established in 1914. We have seen significant growth since that time and now have additional locations in Marys Home, Freeburg and Osage Beach. Our slogan “Your Hometown Friend” is one we take great pride in, as that’s exactly what we are to our customers.
  • Buckeye Community Bank
  • 105 Sheffield Center, Lorain, OH, 44055
  • Founded in 1999, Buckeye Community Bank was created as an independent, locally owned community bank positioned to serve the local business community better than any other bank. Through relationships built with trust and service, we work with our clients to ensure that they can grow.
  • Colonial Mortgage Group
  • 3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
  • Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
  • Everence Trust Company
  • 1110 North Main Street, Goshen, IN, 46527
  • Everence® is a Christian-based, member-owned financial services organization dedicated to helping individuals, organizations and congregations incorporate their faith and values with their decisions about money. Through our national team of professionals, Everence offers banking, insurance, investments, asset management, financial planning, charita
  • First Pioneers FCU
  • 2235 South College Road, Lafayette, LA, 70508
  • First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
  • PHI Federal Credit Union
  • 714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
  • In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions. The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.