USDA VS FHA in Woodstock, Cherokee County, GA

In 2025, USDA loan limit in Woodstock, county of Cherokee, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Woodstock, county of Cherokee, GA

Loan Type Loan Limit Down payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Woodstock, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kenwood Mortgage Investments
  • 7950 East Redfield Road, Suite 110, Scottsdale, AZ, 85260
  • "Kenwood Mortgage Investments. We are a 26 year old family mortgage company that makes real estate loans that the banks or traditional lenders don’t do, or they don’t do fast enough. Think of Kenwood as a reliable source for $50,000 to $5,000,000 by Friday. Sometimes we really do work that fast, and we’ve been doing it for more than 26 years."
  • Del Mar Financial & Investments, L.L.C.
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • Del Mar Financial & Investments, L.L.C is a private money mortgage lending company specializing in Arizona real estate. Also referred to as "hard money"​ lending, we offer creative lending solutions that fall outside the "box"​ of traditional bank and conventional lending sources. We are more expensive than a bank, however
  • Hard Money Lenders Arizona
  • 7621 E. Gray Road, Suite B2, Phoenix, AZ, 85260
  • Hard money lender arizona provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more.
  • Hanson Capital
  • 7621 E. Gray Road. Suite B2, Scottsdale, AZ, 85260
  • Hanson Capital Group is a team of commercial real estate experts with a combined 50+ years of experience in the industry, offering a unique approach to investing in commercial real estate. We specialize in net lease, development and repositions, and offer a wide range of finance options from hard money and bridge loans.
  • Varex Federal Credit Union
  • 1678 South Pioneer Road, Salt Lake City, UT, 84104
  • Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
  • Inter-Capital Group
  • 9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
  • Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide. We provide the skills and capacity to source, underwrite, professionally package
  • Inspire Home Loans
  • 7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
  • Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
  • First Charter Financial Corporation
  • 8204 East Del Caverna Drive, Scottsdale, AZ, 85258
  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.