USDA and FHA Pro and Con in Woodstock, Cherokee County, GA
For 2025, the USDA loan limit in Woodstock, within Cherokee county, GA, stands at $377,200. Meanwhile, for a single-family home, the FHA limit is $592,250.
Use the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Identify the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you choose the optimal program for your financial needs in .
Loan Limits and Downpayment Requirements in Woodstock, Cherokee County, GA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$377,200
0%
FHA
$592,250
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Woodstock, GA
Lendersa® aims to deliver the best possible USDA or FHA loans promptly and without hassle. Choose from one of three starting points to find matching lenders and USDA loan solutions.
The USDA home loan is guaranteed by the Department of Agriculture, also known as the USDA rural development loan. It is strictly available in rural areas. USDA loans require no down payment, unlike FHA loans that need a minimum of 3.5% down.
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