USDA and FHA Pro and Con in Holly-Springs, Cherokee County, GA

For 2025, the USDA loan limit in Holly-Springs, situated in Cherokee County, GA, stands at $330,200, while for a single-family home, the FHA limit is $412,850.

Utilize the Lendersa® USDA loan calculator to evaluate the top rates between USDA and FHA today. Assess the income, credit, reserves, and necessary documentation for eligibility. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best program in Alabama for your financial situation.

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2025 Loan Maximums and Down Payment Requirements in Holly-Springs, Cherokee County, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $412,850 3.5%
Conventional Conforming $548,250 3%

Discover USDA and FHA Loan Options in Holly-Springs, GA

Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Choose one of three starting strategies that lead to suitable lenders and USDA loan programs.

Orchestrating Lendersa USDA loan request and matching results

Understanding the USDA Loan in GA

The USDA home loan, guaranteed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is strictly available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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