USDA and FHA Pro and Con in Milton, Fulton County, GA

For 2025, the USDA loan limit in Milton, within Fulton county, GA stands at $377,200. In contrast, the FHA limit for a single-family home is $592,250.

Use the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates, and determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program in for your financial needs.

View loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Milton, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Milton, GA

Lendersa® is dedicated to offering you the best USDA or FHA loan efficiently and without hassle. Begin with one of three starting points to connect with lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matchings

Understanding the USDA Loan in GA

The USDA home loan is guaranteed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available only in rural areas, differing from FHA loans that require at least a 3.5% down payment, as USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Franklin Express Mortgage Inc.
  • 10723 White Oak Avenue, Granada Hills, CA, 91344
  • Franklin Express Mortgage Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Southwest Mortgage
  • 17045 Chatsworth Street, Granada Hills, CA, 91344
  • Southwest Mortgage are fractionalized, different investors own various percentages of the loan, meaning that each investor is putting up less than the entire amount required for the loan. An assignment of their interest in the trust deed is recorded with the county recorder. Even trust deed investors.
  • Valleywide Capital Group Inc
  • 10315 Woodley Avenue, Suite 114, Granada Hills, CA, 91344
  • Valleywide Lending. Our mission is to serve our clients with honesty, integrity and competence. We offer an array of loan products and our goal is to give our clients customized mortgage solutions while providing them with the most competitive interest rates and lowest closing costs available in the market.
  • 3CALoan
  • 10324 Woodley Avenue, Granada Hills, CA, 91344
  • CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • Red-Syndicate Finance LLC
  • 4333 Admiralty Way, Marina Del Rey, CA, 90292
  • Our financing amount ranges from $5M to $100M+. We provide aggressively priced quick, short-term financing. We make loans available for use toward acquisitions, construction, refinancing, lines of credit, and other market-driven opportunities. For more inquiries, kindly send us an e-mail or give us a call today! [email protected] (424) 209-
  • Avant Financial Group
  • 5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
  • Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Queen Bee Brokers
  • 333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
  • Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
  • LoanMart
  • 15400 Sherman Way, Suite 300, Van Nuys, CA, 91406
  • LoanMart was founded on a mission to provide superior service to customers while establishing a stable, financially responsible company. LoanMart has an established an outstanding reputation for quality service, credited to our dedicated employees. The success of our organization is due to our Commitment, Accountability.
  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
  • Funding L.A.
  • 7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
  • Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"