USDA and FHA Pro and Con in Cartersville, Bartow County, GA

In 2025, the USDA loan limit in Cartersville, located in Bartow county, GA, is $377,200, whereas the FHA limit for a single-family home is $592,250.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage tool compares USDA, FHA, Conforming, and VA loans, assisting you to find the ideal program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Cartersville, Bartow, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cartersville, GA

The aim of Lendersa® is to secure you the most suitable USDA or FHA loan quickly and without hassle. Choose from one of three starting points that leads to matching lenders and programs.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in GA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgage loans require no down payment, making them accessible for more buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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