USDA Vs. FHA your options comparison in Adairsville, Bartow County, GA

For 2025, the USDA loan limit in Adairsville, located within the county of Bartow, GA, stands at $377,200. Meanwhile, for a single-family dwelling, the FHA limit is $592,250.

Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA rates, identifying the income, credit, reserves, and requisite documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs within , assisting you to choose the best fit for your financial needs.

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Loan limits and down payment requirements in Adairsville, Bartow, GA for 2025

Type of Loan Limit Initial Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Solutions in Adairsville, GA

Aiming for swift and uncomplicated access to the optimal USDA or FHA loan, Lendersa® offers three initiation paths tailored to match you with suitable lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in GA

The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or simply, USDA mortgage. Exclusively for rural areas, it contrasts with FHA loans by not requiring any down payment, unlike the FHA's minimum of 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Craftmaster Federal Credit Union
  • 562 Shiner Road, Towanda, PA, 18848
  • The mission of the Craftmaster Federal Credit Union is to provide a safe and sound financial institution for members to obtain competitive dividends and interest rates, while complying with all Federal, State and local laws. Through quality management, we will provide personalized services that meet or exceed membership expectations.
  • Malkison
  • 9221 Lyndon B Johnson Fwy, Suite 113, Dallas, TX, 75243
  • Malkison believes that information is the new currency. The success of every venture depends on certain factors. Some of which are accurate analysis, choosing the right technology, and the future vision. Building a team of experienced associates with extensive knowledge of respective subjects & by using emerging or proven technologies of the world.
  • Integrity Mortgage
  • 8678 Skillman, Dallas, TX, 75243
  • Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
  • Central Lending Services Inc
  • 301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
  • At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
  • Always The Best Rate Home Loans, LLC
  • 301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
  • At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
  • Federated Lending Corporation
  • 1669 Edgewood Road, Morrisville, PA, 19067
  • Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.
  • Preferred Funding Services, Inc.
  • 25 Homestead Drive, Suite F, Columbus, NJ, 08022
  • At Preferred Funding Services, Inc., we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • North Central Area Credit Union
  • 2665 S. Reserve Rd, Houghton Lake, MI, 48629
  • NCACU is dedicated to establishing trusting relationships with our members, and going the extra mile to help you reach your financial goals. Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit unions have no outside stockholders
  • Clarence Community & Schools Federal Credit Union
  • 9145 Sheridan Drive, Clarence, NY, 14031
  • The Clarence Community & Schools Federal Credit Union is a not-for-profit member owned and operated financial institution established to meet the needs of its members and their families. Our Credit Union was started on October 13, 1954 for the employees of the Clarence Central Schools.
  • Light Commerce Credit Union
  • 11235 Crown Park Drive, Houston, TX, 77067
  • Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
  • Baker Hughes Federal credit union
  • 6830 Navigation Boulevard, Houston, TX, 77011
  • Our mission is not for profit, not for charity, but to be the financial backbone for our member-owners by providing the best products and caring professionalism to meet their needs from now and into the future. The Credit Union is guided by the members who elect a Board of Directors at the annual membership meeting.