For 2026, the USDA loan limit in Adairsville, located within the county of Bartow, GA, stands at $377,200. Meanwhile, for a single-family dwelling, the FHA limit is $592,250.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA rates, identifying the income, credit, reserves, and requisite documents for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA programs within
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| Type of Loan | Limit | Initial Payment | |
| USDA | $377,200 | 0% | |
| FHA | $592,250 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Aiming for swift and uncomplicated access to the optimal USDA or FHA loan, Lendersa® offers three initiation paths tailored to match you with suitable lenders and USDA loan options.
The USDA home loan, guaranteed by the Department of Agriculture, is known as the USDA rural development loan or simply, USDA mortgage. Exclusively for rural areas, it contrasts with FHA loans by not requiring any down payment, unlike the FHA's minimum of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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