In 2026, the USDA loan cap in Dallas, within Paulding County, GA, stands at $377,200. The FHA limit for a single-family home is $592,250.
Utilize the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding your decision in selecting the most suitable program in Alabama for your financial needs.
Examine loan offers from 100 unique lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $377,200 | 0% |
| FHA | $592,250 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to navigate you to the best USDA or FHA loan swiftly and with ease. Choose one of three paths leading to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development or USDA mortgage loan, and is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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