USDA Vs. FHA Pro and Con comparison in Dallas, Paulding County, GA

In 2025, USDA loan limit in Dallas, county of Paulding, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Dallas, county of Paulding, GA

Loan Type Loan Limit Down payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Dallas, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citadel Servicing Corporation
  • 25531 Commercentre Drive, Suite 160, Lake Forest, CA, 92630
  • Citadel Servicing Corporation (“CSC”), was formed with a focus on providing the industry’s leading tailor-made Non-QM mortgage products. We are partner with industry leaders and mortgage professionals, focusing on delivering programs that center around borrower and industry needs.
  • Amerisell, Inc.
  • 39 Franciscan Pl, Pomona, CA, 91766
  • AmeriSell, Inc. provides Real Estate, Loan and Credit Consulting services. We also have a notary public on staff. Over 25 years of experience and excellent service. AmeriSell Mortgage provides the right type of financing for all borrowers. Our goal is to provide you the best possible rates and terms for your needs.
  • Believe in Dreams Realty
  • 31 Canyon Rim Rd, Pomona, CA, 91766
  • Whether it's your first home, condominium, townhouse, investment property or a four-plex house - the "PRIDE" of ownership is second to none. We have all dreamt about on day owning our own home; Here at Believe in Dreams Realty our team will make your real estate dream come to life.
  • Western Pacific Home Loans
  • 155 N. Riverview Dr., Anaheim, CA, 92808
  • Savi Ranch Capital is a private money lender, specializing in Residential investment property financing for the purchase, refinance, cash-out, fix and flip, or portfolio long-term buy and hold. Commercial mortgages for apartments, retail, industrial, hospitality, or office properties. SBA loans to buy or refinance a property for your business.
  • Canyon Realty
  • 996 S Brianna Way, Anaheim, CA, 92808
  • Canyon Realty, a Real Estate Brokerage based in Anaheim Hills, CA. We serve all of Southern California, specializing in beautiful Orange County! For buyers, you'll find a great search page to see what is currently out there on the market as well as detailed neighborhood information.
  • Meridox Mortgage
  • 8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
  • Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.
  • Infinite Quality Lending Inc
  • 160 South Old Springs Road, Suite 153, Anaheim, CA, 92808
  • IQ Lending is a relatively small Mortgage Broker with less than 10 licensed loan officers. We have been in business since 2006 and our people have more than 100 years experience between them. By staying small and hiring only experienced loan officers we can give more time and attention to detail to our clients. Our goal is to provide the best rate
  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.