USDA Vs. FHA your options comparison in Dallas, Paulding County, GA

In 2025, USDA loan limit in Dallas, county of Paulding, GA is $377,200 while FHA limit is $592,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Dallas, county of Paulding, GA

Loan Type Loan Limit Down payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Dallas, GA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Georgia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.
  • Brown Mortgage Group LLC
  • 123 Marlow Drive, Woodstock, GA, 30188
  • Brown Mortgage Group, LLC we are dedicated to making your mortgage experience your best yet. With years of experience and expertise, we pride ourselves on being some of the best professionals in the industry. We specialize in a variety of loan programs and have mastered the most complex loan types.
  • Waterside Mortgage
  • 375 Parkway 575, Suite 240, Woodstock, GA, 30188
  • Waterside Mortgage came together with a determination to bring a knowledgeable and refreshing approach to mortgage lending. Our loan officers and staff are the key to cultivating a positive experience in the loan origination process. Application, Underwriting, and closing our staff will be there to educate and guide you through the process.
  • Cedar Mill Mortgage
  • 1600 River Park Blvd, Suite 201, Woodstock, GA, 30188
  • Cedar Mill Mortgage was founded in 1996 ; we are a full service mortgage broker and a Georgia Residential Mortgage licensee specializing in mortgage loans in the state of Georgia. We are proud members of the Better Business Bureau and the National Association of Mortgage Brokers.
  • CAPITAL MORTGAGE SOLUTIONS LLC
  • 8255 Main Street, Suite 102, Woodstock, GA, 30188
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers we have the
  • CornerstoneBank
  • 2060 Mount Paran Road NW, Suite 100, Atlanta, GA, 30327
  • CSB, we are passionate about community banking. We’re committed to the relationships we build and the communities we serve. Local. And Proud Of It. is more than our tagline: it’s what drives every interaction with our clients and communities. We offer a full range of banking services designed for businesses
  • Fund and Close
  • 290 Carpenter Drive Northeast, Sandy Springs, GA, 30328
  • Fund and Close, led by Mona Carter, empowers your real estate journey with 100% financing solutions, eliminating credit checks or income verification. Experience rapid, seamless closing processes tailored to your needs, making property investments accessible and hassle-free. Take the first step towards financial freedom with unmatched ease and effi
  • Yieldi
  • 1 Glenlake Pkwy Ste. 1050, Atlanta, GA, 30328
  • At Yieldi, our mission is to empower real estate investors with secure, asset-backed lending solutions that drive financial growth and stability. We simplify the investment process through our innovative marketplace, ensuring transparency, efficiency, and robust returns. By fostering strong partnerships with borrowers, brokers, and investors, we ar
  • On The Grid Financial
  • 5901A Peachtree Dunwoody Road, Suite 275, Atlanta, GA, 30328
  • On The Grid Financial is a not for profit financial institution located in Metro Atlanta, Georgia, United States, serving those employed in the Electric Utility Industry in eleven states: Alabama, Arkansas, Florida, Georgia, Kentucky, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee and Virginia.
  • Georgia Certified Development Corporation
  • 5855 Sandy Springs Circle NE, Suite 300, Atlanta, GA, 30328
  • GCDC provides powerful tools for economic growth in Georgia. We play an integral role in stimulating the local, regional and statewide economies by partnering with lenders to provide SBA 504 Loans to small businesses. To date, we have lent over $100 million and created over 2, 500 jobs.
  • Delta Community Credit Union
  • 1100 Hammond Dr, Suite 100, Sandy Springs, GA, 30328
  • Delta Community is one of the largest financial institutions in Georgia, serving over 400, 000 members. We offer a variety of traditional banking products such as deposit accounts, credit cards, home mortgages and consumer loans, as well as financial planning services, insurance and more. As a not-for-profit organization
  • Crescent Mortgage Company
  • 6600 Peachtree Dunwoody Road NE, Suite 650, Atlanta, GA, 30328
  • Crescent Mortgage Company is a community bank owned wholesale and correspondent mortgage lender. Founded in 1993, we exist to deliver high quality mortgage warehouse products and services to our customer relationships. Located in Atlanta, GA, Crescent is a lender in 43 states and the District of Columbia.