USDA VS FHA in Claxton, Evans County, GA

For 2025, the USDA loan limit in Claxton, within Evans County, GA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's superior USDA vs. FHA rates, determining necessary income, credit, reserves, and documents to qualify. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the best plan for your specific financial requirements in .

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Loan limits and down payment requirements for 2025 in Claxton, Evans County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Claxton, GA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, devoid of hassle. Choose among three primary steps to match with lenders and USDA loan programs effectively.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in GA

A USDA home loan, backed by the Department of Agriculture—known as a USDA rural development loan or mortgage—is available strictly in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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  • "Southern California-based Summit Lending is a top-reviewed direct mortgage lender, and mortgage brokerage specializing in home purchase loans and refinance loans. We proudly offer government loans including FHA loans and VA loans, in addition to Conventional loans, Jumbo loans, Home Equity Lines of Credit,"
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