USDA Vs. FHA Pro and Con comparison in Claxton, Evans County, GA

For 2026, the USDA loan limit in Claxton, within Evans County, GA, is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's superior USDA vs. FHA rates, determining necessary income, credit, reserves, and documents to qualify. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side-by-side, aiding in selecting the best plan for your specific financial requirements in .

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Loan limits and down payment requirements for 2026 in Claxton, Evans County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Claxton, GA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, devoid of hassle. Choose among three primary steps to match with lenders and USDA loan programs effectively.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in GA

A USDA home loan, backed by the Department of Agriculture—known as a USDA rural development loan or mortgage—is available strictly in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



Claxton Lenders

  • The Claxton Bank
  • 121 West Main Street, Claxton, GA, 30417
  • Lends in Georgia
  • At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.

  • First Bank of Coastal Georgia
  • 250 West Bacon Street, Pembroke, GA, 31321
  • Lends in Georgia
  • First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.

  • CORE Credit Union
  • 1099 Bermuda Run Rd., Statesboro, GA, 30458
  • Lends in Georgia
  • CORE Credit Union was founded, in 1974, as Bulloch County School Employees Credit Union by eight residents of Bulloch County. The charter members originally founded the Credit Union to serve educators in Bulloch County. In 1980, the Credit Union expanded its field of membership to include the employees of Georgia Southern College.

  • AgSouth Farm Credit
  • 26 S Main Street, Statesboro, GA, 30458
  • Lends in Georgia
  • Financing for all agricultural interests, farms, rural recreational tracts, timber tracts, home lots, conventional home mortgages, home lots, home construction and rural land not intended for non-agricultural commercial use or immediate resale. Loans for Land, Farms and Homes throughout South Carolina and Georgia.

  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • Lends in Georgia
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • Lends in Georgia
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.

  • Dove Mortgage, Inc.
  • 617 Windhaven Drive, Hinesville, GA, 31313
  • Lends in Georgia
  • Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you

  • Moody Mortgage Corporation
  • 108 S Commerce St, Hinesville, GA, 31313
  • Lends in Georgia
  • At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.

  • Durden Banking Company, Incorporated
  • 111 North Railroad Avenue, Twin City, GA, 30471
  • Lends in Georgia
  • Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.