USDA Vs. FHA your options comparison in Metter, Candler County, GA

For 2025, the USDA loan limit in Metter, located in Candler County, GA is set at $336,500. Meanwhile, the maximum limit for an FHA loan for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA and FHA rates available today. This will help you determine the necessary income, credit, reserves, and documentation needed for qualification. With our state-of-the-art mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans alongside each other to find out which option in aligns best with your unique financial circumstances.

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Loan limits and down payment requirements for 2025 in Metter, within Candler County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming Conventional $726,200 3%

USDA and FHA Loan Solutions in Metter, GA

The mission of Lendersa® is to promptly find the optimal USDA or FHA loan for you with minimal effort. You can begin with one of three pathways that conclude with connecting you to lenders and USDA loan programs.

Results from Lendersa USDA loan requests and matches

Understanding USDA Loans in GA

A USDA home loan is a government-backed loan provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, specifically designated for rural areas. Unlike FHA loans that necessitate a 3.5% down payment, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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