USDA Vs. FHA your options comparison in Fort-Stewart, Liberty County, GA

In the year 2026, the USDA loan limit in Fort-Stewart, situated in the county of Liberty, GA, is $285,000, whereas the FHA limit for a single-family home is set at $356,362.

Utilize the Lendersa® USDA loan calculator to juxtapose the prevailing USDA and FHA rates. This will aid in figuring out the necessary income, credit, reserves, and documentation needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the most suitable program in for your financial circumstances.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Fort-Stewart, Liberty, GA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Possibilities in Fort-Stewart, GA

Lendersa® is dedicated to securing you the best possible USDA or FHA loan expediently and effortlessly. Choose one of three pathways to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, backed by the governmental Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designated for rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fort-Stewart Lenders

  • GeoVista Federal Credit Union
  • 601 W Oglethorpe Hwy, Hinesville, GA, 31313
  • Lends in Georgia
  • GeoVista Credit Union was founded as Fort Stewart Georgia Federal Credit Union in 1964 in Hinesville, GA. In 2007, we expanded to include all individuals and families within Bryan, Bulloch, Chatham, Effingham, and Liberty Counties, as well as Fort Stewart and Hunter Army Airfield.

  • Dove Mortgage, Inc.
  • 617 Windhaven Drive, Hinesville, GA, 31313
  • Lends in Georgia
  • Dove Mortgage, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you

  • Moody Mortgage Corporation
  • 108 S Commerce St, Hinesville, GA, 31313
  • Lends in Georgia
  • At Moody Mortgage Corporation we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you. Moody Mortgage Corporation works with multiple lenders.

  • First Bank of Coastal Georgia
  • 250 West Bacon Street, Pembroke, GA, 31321
  • Lends in Georgia
  • First Bank of Coastal Georgia is a full-service bank. The Bank provides savings account, debit and credit cards, loans, insurance, mobile banking, and other related products and services. First Bank of Coastal Georgia serves customers in the United States. We’re here to help with everything from opening new accounts to training you.

  • Glennville Bank
  • 102 East Barnard Street, Glennville, GA, 30427
  • Lends in Georgia
  • In 1904, a group of citizens from Glennville, Tattnall County, GA and the surrounding community recognized the need for a local bank. On March 13, 1905, after acquiring property and erecting a building at the downtown corner of Barnard and Caswell Streets, Glennville Bank was officially opened.

  • Mercy Federal Credit Union
  • 11705 Mercy Blvd, Savannah, GA, 31419
  • Lends in Georgia
  • Mercy Federal Credit Union was chartered on April 12, 1976 with fourteen employees of St. Joseph Hospital being the charter members. They elected a board of directors, a supervisory committee and a credit committee and began accepting members.

    To provide personal, professional service while offering a variety of products

  • HARBOR MORTGAGE COMPANY
  • 785 King George Boulevard, Suite 201, Savannah, GA, 31419
  • Lends in Georgia
  • Harbor Mortgage Company, has been working in finance since he graduated from the University of Alabama in 1992 with a degree in corporate finance and investment management. After spending nearly a decade helping clients finance and invest in properties, Mr. Soderlind opened Harbor Mortgage Company in 2001.

  • The Claxton Bank
  • 121 West Main Street, Claxton, GA, 30417
  • Lends in Georgia
  • At The Claxton Bank, we've seen many changes in Evans County. But through it all, one thing has remained the same, the way we do business. Now, just as it was back then, we are committed to helping our customers manage their "todays" and find their place in tomorrow. Indeed, the more things change, the more they stay the same.

  • Memorial Health CU
  • 901 East 65th Street, Savannah, GA, 31405
  • Lends in Georgia
  • Memorial Health Credit Union is a 48 year-old not-for-profit financial cooperative established in 1972. Our team works hard for each & every member by answering interest rates questions, qualifying new members, assembling due diligence on loans, setting up customized savings accounts, establishing direct deposits and helping with new credit cards.