USDA and FHA Pro and Con in Ashburn, Turner County, GA
In 2026, the USDA loan cap in Ashburn, in the county of Turner, GA, is $336,500. The FHA limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to compare the current USDA vs. FHA rates and understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side to help you choose the best fit for your financial situation in .
Loan Limits and Down Payment Requirements for 2026 in Ashburn, Turner, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ashburn, GA
Lendersa® is committed to finding you the best possible USDA or FHA loan promptly and without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
Artesian City Federal Credit Union was founded in 1950 on the credit union principle of “people helping people”. For more than fifty years, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services specifically designed.
230 S. Jackson Street, Suite 333, Albany, GA, 31701
Lends in Georgia
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