USDA Vs. FHA Pro and Con comparison in Unadilla, Dooly County, GA

In 2025, the USDA loan limit for Unadilla, within Dooly County, GA, is $336,500. In contrast, the FHA cap for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA vs FHA rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, helping you choose the best program in for your financial needs.

Compare loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Unadilla, Dooly County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Finding USDA and FHA Loan Options in Unadilla, GA

Lendersa® aims to offer you the optimal USDA or FHA loan promptly and without hassle. Start with one of three methods to match with lenders and select USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in GA

A USDA home loan is guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, intended for rural areas only. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MTP Mortgage
  • 10185 Custer Rd, Suite 300, Plano, TX, 75025
  • MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
  • Rockford Municipal Employees Credit Union
  • 634 N Church Street, Rockford, IL, 61103
  • Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
  • Bengal Brokerage LLC
  • 2040 West Spring Creek Parkway, Suite 135, Plano, TX, 75023
  • Bengal Brokerage Llc was founded in 2010, and is located at 2070 W Spring Creek Pkwy in Plano. At Bengal, we pride ourselves on being your ONE STOP SHOP for all your Real Estate and Mortgage needs. Our services include:Real Estate, Mortgage, Investment, Rentals, Property Management.
  • Crestway Mortgage Group
  • 3948 Legacy Drive, Suite 157, Plano, TX, 75023
  • The Crestway Mortgage Group (CMG) as mortgage loan broker acts as an intermediary behalf of individuals or businesses and lenders. As the market for mortgages have become more competitive the role of the mortgage broker has become more popular and essential for those looking for mortgage loan options.
  • Stride Bank, National Association
  • 1415 SE Washington Blvd., Bartlesville, OK, 74006
  • Founded in 1913, Stride Bank is an Oklahoma-based financial institution that holds over $1.17 billion in assets. Offering a full range of financial services such as consumer and commercial banking, mortgage, wealth management, and treasury management, we have also developed and currently manage highly specialized payment solutions
  • American Heritage Bank
  • 3309 E Frank Phillips Blvd, Bartlesville, OK, 74006
  • American Heritage Bank is a full-service community bank headquartered in Sapulpa, Oklahoma, with branches in twelve communities. In business since 1905, we are one of the oldest family owned and operated banks in the state of Oklahoma, and provide a full range of banking products and services.
  • Malkison
  • 9221 Lyndon B Johnson Fwy, Suite 113, Dallas, TX, 75243
  • Malkison believes that information is the new currency. The success of every venture depends on certain factors. Some of which are accurate analysis, choosing the right technology, and the future vision. Building a team of experienced associates with extensive knowledge of respective subjects & by using emerging or proven technologies of the world.
  • Integrity Mortgage
  • 8678 Skillman, Dallas, TX, 75243
  • Integrity Mortgage Corporation of Texas was founded in 1993 by Roger and Pam Bazzell. Roger has more than 30 years of experience in all aspects of the mortgage industry, while Pam has served as an originating sales officer for nearly 20 years. Since its founding, Integrity Mortgage.
  • Modi Mortgage
  • 1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080
  • Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
  • CSC Capital Corp.
  • 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080
  • CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
  • Magnificent Mortgage Group
  • 811 South Central Expressway, Suite 229, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.