USDA VS FHA in Cuthbert, Randolph County, GA

In 2025, the USDA loan limit for Cuthbert in Randolph County, GA, is $336,500. In contrast, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA vs. FHA rates, determining necessary income, credit standing, reserves, and required documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side-by-side to assist you in choosing the optimal program in for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in Cuthbert, Randolph County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional $726,200 3%

USDA and FHA Loan Options in Cuthbert, GA

Lendersa® aims to quickly provide you with the best USDA or FHA loan, free from hassle. Choose one of three methods to connect with lenders and explore USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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