USDA Vs. FHA your options comparison in Albany, Dougherty County, GA
In 2025, the established USDA loan limit in Albany, within the county of Dougherty, GA amounts to $336,500. In comparison, the FHA loan limit for a single-family home reaches $472,030.
Take advantage of the Lendersa® USDA loan calculator to evaluate and juxtapose today’s USDA versus FHA rates and discern the requirements needed to qualify, including income, credit scores, financial reserves, and necessary documentation. Our enhanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which program in is most suitable for your specific financial landscape.
2025 loan limits and down payment requirements in Albany, situated in Dougherty county, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Albany, GA
Lendersa® is committed to securing you the most advantageous USDA or FHA loan, quickly and without unnecessary complications. You have three pathways to consider, starting points that align with lenders and available USDA loan programs.
The USDA home loan, guaranteed by the United States Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural communities. FHA loans require a minimum down payment of 3.5%, whereas the USDA mortgage loan stands out with no down payment obligation.
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8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
18723 Via Princessa, Suite 312, Canyon Country, CA, 91387
Home-Pedia Realty is a privately held company based in California, and is led by its founder Sebastian Nasher. Home-Pedia Realty was designed to help you buy or sell your property with the utmost care in mind. The founder, Mr. Nasher was only eleven years old when he became passionate about real estate
27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
12423 Kittridge Street, North Hollywood, CA, 91606
CityMortgage Inc best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
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At CalUnion Funding Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
