USDA Vs. FHA Pro and Con comparison in Blakely, Early County, GA

In 2025, the USDA loan limit in Blakely, situated in Early county, GA, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today’s USDA versus FHA rates, helping you understand the income, credit, reserves, and documentation needed for eligibility. With our cutting-edge mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to choose the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Blakely, Early, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Blakely, GA

The aim of Lendersa® is to quickly and easily secure the best USDA or FHA loan for you. Choose one of three starting points to connect with matching lenders and explore USDA loan options.

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Understanding the USDA Loan in GA

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage loan demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • IPL Mortgage
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  • IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
  • Double A Funding
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  • Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
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  • Mortgage Finance Group Inc
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  • Reynolds, Darren
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  • Firstline Home Loans, Inc.
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  • At Firstline Home Loans, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.