In 2025, the USDA loan cap in Ocilla, located within Irwin County, GA, is set at $336,500, whereas the limit for an FHA loan of a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top USDA vs FHA rates to figure out the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side-by-side to help you determine which program in is the most suitable for your particular financial needs.
2025 Loan Limits and Downpayment Requirements in Ocilla, Irwin County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Ocilla, GA
Lendersa® aims to deliver the best USDA or FHA loan swiftly and efficiently, without complications. Choose one of three pathways that link you with lenders and USDA loan programs.
A USDA home loan is one backed by the government’s Department of Agriculture, commonly known as a USDA rural development loan or mortgage, specifically available for rural neighborhoods. In contrast to FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no initial down payment at all.
1873 South Bellaire Street, Suite 930, Denver, CO, 80222
Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few.
The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business
First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.
2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222
M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,
1720 S Bellaire Street, Suite 804, Denver, CO, 80222
Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms
"Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.
We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
