USDA Vs. FHA your options comparison in Fitzgerald, Ben Hill County, GA
In 2026, within Fitzgerald, located in Ben Hill County, GA, the USDA loan cap is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit standing, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Fitzgerald, Ben Hill County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Fitzgerald, GA
The mission of Lendersa® is to quickly facilitate your access to the best USDA or FHA loans. Choose one of three starting paths to find suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, commonly referred to as a USDA rural development or USDA mortgage loan, is exclusively available in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require none at all.
Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.
Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.
Located in McRae-Helena, Telfair County, Georgia, The Merchants & Citizens Bank has been the "hometown" bank of choice since 1929! We are proud of that record. We are also proud to be a part of the "Crossroads Community". As such, we are privileged to offer our customers that small bank experience while ever expanding their banking needs.
Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
22 South Tallahassee Street, Hazlehurst, GA, 31539
Lends in Georgia
At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace.
They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
The Trust Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to mak
