In 2026, within Fitzgerald, located in Ben Hill County, GA, the USDA loan cap is $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Determine the required income, credit standing, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the most suitable program for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Fitzgerald, Ben Hill County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Fitzgerald, GA
The mission of Lendersa® is to quickly facilitate your access to the best USDA or FHA loans. Choose one of three starting paths to find suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the government Department of Agriculture, commonly referred to as a USDA rural development or USDA mortgage loan, is exclusively available in rural neighborhoods. Unlike FHA loans which require a 3.5% minimum down payment, USDA loans require none at all.
DEXSTA Federal Credit Union is a not-for-profit organization that exists to serve its members. We accept deposits, make loans and provide a wide array of other financial services. As member-owned and cooperative institutions, we provide a safe place to save and borrow at reasonable rates.
1521 Concord Pike, Suite 100, Wilmington, DE, 19803
Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383
Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
CCTFCU is a federally-registered credit union serving Cherokee County. We were organized in 1955 to provide low-interest loans and high-yield savings accounts to teachers serving in our school districts. As a federal credit union, we’re a non-profit banking institution that gives back to each and every one of our members with low-interest loans.
Havana National Bank, established in 1875, is a locally owned agricultural bank situated along the Illinois River in Havana, Illinois. During our 140 plus years of service to the communities we serve, we have focused on the farming community as our mainstay. This area of west central Illinois attributes a portion of its success.
Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
County National Bank is deeply committed to the communities we serve. On March 19, 1934, roughly fifty business people put up personal monies to invest and capitalize County National Bank. From that time, we have grown to 12 full-service branches in four counties in south-central Michigan.
5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members
