USDA VS FHA in Dunwoody, DeKalb County, GA

In 2025, the USDA loan limit for Dunwoody, located in DeKalb, GA, is $330,200, whereas the FHA limit for a single-family home is $592,250.

Use the Lendersa® USDA loan calculator to compare the best rates available today for USDA versus FHA loans, and determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Dunwoody, DeKalb, GA

Loan Type Loan Limit Down Payment
USDA $330,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dunwoody, GA

Lendersa® aims to secure the best possible USDA or FHA loan for you swiftly and without hassle. Start with one of three options leading to matching lenders and USDA loan programs.

Results from Lendersa USDA loan requests

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. It requires no down payment, unlike FHA loans which require at least 3.5%, making it a more accessible option for potential homeowners.

Enter your location to find out if it qualifies for USDA rural housing loan?



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