USDA and FHA Pro and Con in Roswell, Fulton County, GA

In 2025, the USDA loan limit for Roswell in Fulton county, GA is $377,200, whereas the FHA limit is $592,250 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the available USDA versus FHA rates and to determine the income, credit score, financial reserves, and necessary documents to qualify. Through our sophisticated mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping you identify the most suitable program in for your financial needs.

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2025 loan limits and down payment requirements in Roswell, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Roswell, GA

The aim at Lendersa® is to facilitate the acquisition of the most favorable USDA or FHA loan quickly and easily. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

USDA loan request results by Lendersa

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture, known as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which have a minimum 3.5% down payment requirement, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • The Peoples Bank
  • 100 Spring Avenue, Chestertown, MD, 21620
  • Founded in 1910, The Peoples Bank has served Kent & Queen Anne’s Counties and the Eastern Shore for over 100 years (and Talbot County starting in 2016). The bank has a consistent history of outstanding service in the form of lending programs, customer satisfaction and involvement in its communities.
  • Parkway Federal Credit Union
  • 23400 Plymouth Road, Redford, MI, 48239
  • Parkway Federal Credit Union has been serving our membership since 1947. We are a full service financial institution with a friendly community approach. Our credit union is a financial institution owned and controlled by it membership for their benefit that: -delivers superior service in a friendly & courteous manner with respect for the wort
  • Step Up Mortgage
  • 1321 Orleans St, Suite 1504, Detroit, MI, 48207
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • American Fidelity Mortgage Services, Inc
  • 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Anchor & Anvil, LLC
  • 1055 W. Bryn Mawr, Suite F-128, Chicago, IL, 60660
  • Anchor & Anvil, LLC focuses on placing debt capital for businesses in various industry sectors & for commercial real estate investors & operators seeking competitive terms & fast closing time frames. Anchor & Anvil correspondent relationships developed over the years include agency lenders, life companies, credit unions, & specialty lending firms.
  • Dixie Cup Federal Credit Union
  • 4411 Midland Blvd, Fort Smith, AR, 72904
  • A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
  • Port Conneaut Federal Credit Union
  • 1002 Broad Street, Conneaut, OH, 44030
  • We build success for our credit union and community one member at a time. Chartered on 1958 April 21st as P&C Dock Company Employees Federal Credit Union headquartered in Conneaut, Ohio. This included employees, immediate family members and organizations of such persons. Anyone who lives in Ashtabula County can become a member.
  • iTHINK Financial
  • 1000 NW 17th Avenue, Delray Beach, FL, 33445
  • In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
  • Divito Lending LLC
  • 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
  • Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
  • Renaissance Mortgage Capital LLC
  • 1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
  • Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.