USDA Vs. FHA your options comparison in Roswell, Fulton County, GA

In 2025, the USDA loan limit for Roswell in Fulton county, GA is $377,200, whereas the FHA limit is $592,250 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to evaluate and compare the available USDA versus FHA rates and to determine the income, credit score, financial reserves, and necessary documents to qualify. Through our sophisticated mortgage calculator, you can assess USDA, FHA, Conforming, and VA loans side by side, helping you identify the most suitable program in for your financial needs.

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2025 loan limits and down payment requirements in Roswell, Fulton, GA

Loan Type Loan Limit Down Payment
USDA $377,200 0%
FHA $592,250 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Roswell, GA

The aim at Lendersa® is to facilitate the acquisition of the most favorable USDA or FHA loan quickly and easily. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

USDA loan request results by Lendersa

Understanding USDA Loans in GA

The USDA home loan, guaranteed by the Department of Agriculture, known as the USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans, which have a minimum 3.5% down payment requirement, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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