USDA and FHA Pro and Con in Eatonton, Putnam County, GA
In 2026, the USDA loan limit for Eatonton in Putnam, GA, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates, determining the required income, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision about which program in is best suited for your specific financial scenario.
2026 Loan Limits and Down Payment Requirements in Eatonton, Putnam, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Eatonton, GA
The goal of Lendersa® is to quickly secure the best USDA or FHA loans for you with minimal hassle. Choose from three starting points to connect with compatible lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.
Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
We commit to treat each customer exactly as we want to be treated. We choose to preserve our history of perseverance, determination, hard work. We choose to respect our heritage of commerce and transport, of culture and gracious living, of fields of industry. We choose to build on that foundation with professionalism, technology.
On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
Georgia Guard Credit Union now offers 24-hour access to your account information from home. Online Account Access is a secure site in which you as member’s are able to:
Check Account Balance Inquire on Account History Transfer Funds Between Accounts Order Checks and View New Styles Change Your Personal Access Password And much more
Oconee State Bank is a locally owned and operated Community Bank in Oconee County, offering a competitive line of products and services. Oconee State Bank has 3 full-service branches located in Oconee County, GA. In December 2004, the H. Mell Wells Operations Center and Rosella E. Hansford Learning Center were dedicated.
Remarkable Mortgage leaves a lasting impression on the customers we serve, bringing confidence and simplicity to home financing. Launched by an experienced team of loan advisors in February 2022, Remarkable Mortgage brings an innovative and progressive approach to mortgage loans by offering top-notch customer service and customized loan solutions.
1351 Jennings Mill Rd, Suite A, Watkinsville, GA, 30677
Lends in Georgia
"Aviante Mortgage is placed in the lineup among other Real Estate Companies. This establishment is rated 4 by NiceLocal users and provides its services in Georgia city by the official address: Watkinsville, GA 30677, 1351 Jennings Mill Rd. Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182
At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind
