USDA Vs. FHA Pro and Con comparison in Eatonton, Putnam County, GA

In 2025, the USDA loan limit for Eatonton in Putnam, GA, stands at $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare today's optimal USDA vs. FHA rates, determining the required income, credit, reserves, and necessary documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision about which program in is best suited for your specific financial scenario.

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2025 Loan Limits and Down Payment Requirements in Eatonton, Putnam, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Eatonton, GA

The goal of Lendersa® is to quickly secure the best USDA or FHA loans for you with minimal hassle. Choose from three starting points to connect with compatible lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in GA

A USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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