In 2025, the USDA loan limit for Hardwick, situated within Baldwin County, GA, stands at $336,500. The FHA limit for a single-family home, however, is $472,030.
Take advantage of the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates. This helps in determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator sets USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in
Discover loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conforming | $726,200 | 3% |
Lendersa® is dedicated to securing the best USDA or FHA loan options for you swiftly and without complications. Begin with one of three strategies to connect with lenders and find suitable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making homeownership more accessible.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
