USDA Vs. FHA Pro and Con comparison in Hardwick, Baldwin County, GA

In 2025, the USDA loan limit for Hardwick, situated within Baldwin County, GA, stands at $336,500. The FHA limit for a single-family home, however, is $472,030.

Take advantage of the Lendersa® USDA loan calculator to assess current USDA vs. FHA rates. This helps in determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator sets USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in best fits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Hardwick, Baldwin County, GA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Hardwick, GA

Lendersa® is dedicated to securing the best USDA or FHA loan options for you swiftly and without complications. Begin with one of three strategies to connect with lenders and find suitable USDA loan programs.

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Understanding USDA Loans in GA

A USDA home loan, endorsed by the Department of Agriculture, often called a USDA rural development loan or mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment, making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OMNI MORTGAGE CORP.
  • 118-18 101 Avenue S, South Richmond Hill, NY, 11419
  • Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
  • United Community Credit Union
  • 13700 E Sam Houston Parkway N, Houston, TX, 77044
  • United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.
  • Andreadis
  • 46-02 Broadway, Astoria, NY, 11103
  • ince 1973, the Andreadis family has been providing private mortgage services to real estate owners and investors in the New York City area. George Andreadis, his son Nikos, and their staff invite you to click on the "Loan Guidelines" tab at left for more information. We look forward to speaking with you.
  • White Oak Mortgage LLC
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  • White Oak Mortgage LLC was founded in January 1998 and is locally owned. What makes us stand apart: First-time home buyers are our specialty! We're here to support you through the entire process. We are experts at refinancing! We do most refinances with no closing costs, which keeps your mortgage balance lower. Excellent customer service.
  • Commercial Capital Advisors Inc
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  • Lifestyle Funding Solutions LLC
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  • At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Lewiston Porter Federal Credit Union
  • 4061 Creek Road, Youngstown, NY, 14174
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  • Medisys Employees fcu
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  • Nj Home Mortgage
  • 516 Lafayette Avenue, Hawthorne, NJ, 07506
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. New Jersey Home Mortgage, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Silex Financial Group, Inc
  • 674 Lafayette Ave, Hawthorne, NJ, 7506
  • At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.