USDA Vs. FHA your options comparison in Milledgeville, Baldwin County, GA
In 2025, the USDA loan limit for Milledgeville, located in Baldwin County of GA, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Employ Lendersa®'s USDA loan calculator to juxtapose today's leading USDA and FHA rates, while assessing the income, credit, reserves, and documentation needed for qualification. With this advanced mortgage calculator, you'll see USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program best suited to your financial situation in .
2025 Loan Limits and Downpayment Requirements for Milledgeville, Baldwin County, GA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Milledgeville, GA
The objective of Lendersa® is to swiftly and smoothly procure the best USDA or FHA loan options for you, with minimal hassle. Choose one of the three starting paths to connect with matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan, is backed by the Department of Agriculture. This loan option is available exclusively in rural areas, requiring no down payment, in contrast with FHA loans that necessitate a minimum down payment of 3.5%.
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